Property tax in Lauderdale County, Alabama

By Brent Chudoba, editor Updated September 23, 2026

The median property tax bill in Lauderdale County, Alabama is $757 a year, which is about 0.38% of the county's median home value of $200,300. That effective rate is higher than the typical Alabama county (0.32%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.

Estimate the property tax on a home in Lauderdale County

Enter a home's market value for a ballpark at Lauderdale County's average effective rate of 0.38% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.

Home market value

Estimated property tax: $761 / year

Property tax in Lauderdale County at a glance

Lauderdale County, Alabama property tax (Census ACS, reviewed September 23, 2026)
Measure	Value
Median annual property tax	$757
Median home value	$200,300
Effective tax rate	0.38%
Typical Alabama county rate	0.32%
National median county rate	0.81%

Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.

How does Lauderdale County compare in Alabama?

Among Alabama's 67 counties, Lauderdale County has the 20th highest effective property-tax rate: 19 rank higher and 47 rank lower. That is on the higher side for Alabama. Nationally, it ranks 2958th of 3135 US counties by effective rate. See every Alabama county ranked.

How much do homeowners in Lauderdale County actually pay?

The median is only the middle bill. Across Lauderdale County's 27,047 owner-occupied homes, 3.2% pay $3,000 or more a year in property tax, 8% pay at least $2,000, and 42.3% pay under $800. Another 20% report paying no property tax at all, which usually means an exemption covers the whole bill.

Annual property tax paid by Lauderdale County homeowners (Census ACS 2020-2024)
Annual bill	Homes	Share
Under $800	11,428	42.3%
$800 to $1,499	6,433	23.8%
$1,500 to $1,999	1,627	6%
$2,000 to $2,999	1,286	4.8%
$3,000 or more	854	3.2%
No property tax paid	5,419	20%

Owners with a mortgage pay a median of $814 and owners without one pay $689. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.

How does the Lauderdale County property tax bill compare with local incomes?

The median property tax bill of $757 is about 1% of the median income of Lauderdale County homeowner households, $78,553 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 68.9% of Lauderdale County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.

Have property taxes gone up in Lauderdale County?

Yes. The median bill went from $603 in 2015-2019 to $757 in 2020-2024, a 25.5% rise. Over the same span the median home value moved 38.1%, from $145,000 to $200,300. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.

Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.

Property tax in counties next to Lauderdale County

Lauderdale County borders 8 counties, 5 of them across the state line.

Lauderdale County and its neighbors, highest effective rate first (Census ACS 2020-2024)
County	Effective rate	Median bill	Median home value
Lawrence County, TN	0.53%	$1,021	$194,400
Tishomingo County, MS	0.49%	$705	$145,100
Wayne County, TN	0.49%	$635	$130,700
Giles County, TN	0.42%	$989	$234,300
Hardin County, TN	0.41%	$658	$160,400
Colbert County, AL	0.4%	$678	$171,000
Lauderdale County, AL (this county)	0.38%	$757	$200,300
Limestone County, AL	0.32%	$900	$281,000
Lawrence County, AL	0.29%	$497	$172,300

How is a home assessed in Lauderdale County?

Alabama assesses homes at 10% of market value in every county, Lauderdale County included. How Alabama assesses and reappraises homes.

Is there a homestead exemption in Lauderdale County?

Yes. Alabama exempts $4,000 of assessed value from the state portion of the tax and $2,000 from county tax (not school taxes). Apply with the county tax assessing official between October 1 and December 31. That is the Alabama rule, and it applies in Lauderdale County. Alabama's exemptions and relief programs in full.

When are property taxes due in Lauderdale County?

One annual payment. Taxes are due October 1 and become delinquent January 1. In practice the payment window is October through December. Unpaid accounts move to probate court in February and can reach a tax sale by May.

That is the Alabama rule. Lauderdale County issues and collects the bill, so the dates printed on your statement are the ones that bind you.

How to appeal your Lauderdale County property assessment

You contest the assessed value with the County Board of Equalization, then circuit court. The filing deadline is typically 30 days after the written notice of valuation. That is the Alabama rule; Lauderdale County sets the exact dates and forms. The Alabama appeal process step by step.

Alabama rules from primary state sources, reviewed September 7, 2026; sources on the Alabama page.

Work out your own numbers

Sources

Median real estate taxes paid and median home value for Lauderdale County, Alabama: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.