Property tax in Montgomery County, Alabama
In Montgomery County, the property tax bill comes from the Montgomery County Revenue Commissioner. The Tax Year 2026 bill is due December 31, 2026. You can look up and pay the bill on the county's own payment page. Taken from Montgomery County's own pages, checked September 23, 2026.
The median property tax bill in Montgomery County, Alabama is $702 a year, which is about 0.41% of the county's median home value of $171,900. That effective rate is higher than the typical Alabama county (0.32%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Montgomery County, and how do you pay it?
The bill comes from the Montgomery County Revenue Commissioner. The value it is based on is set by a separate office, the Montgomery County Revenue Commissioner, Appraisal Department, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.
One elected office, the Revenue Commissioner, maps, appraises and assesses property, grants exemptions, and bills and collects the tax. The county says valuation notices go to all property owners; the 2026 notices were scheduled to be mailed around April 15. City of Montgomery and Town of Pike Road property taxes are part of the rate on the county bill, not a separate city bill. The bill goes to whoever owned the property on October 1 of the previous year, and taxes are not prorated between buyer and seller. The county's pay link forwards to the Revenue Commissioner's online portal, where the office says card payments carry no fee. Checks are payable to Janet Buskey, Revenue Commissioner, and mailed payments go to P.O. Box 1667, Montgomery, AL 36102-1667. Owners with the over-65 exemption renew it with the Revenue Commissioner.
When are property taxes due in Montgomery County?
For the Tax Year 2026 (due October 1, 2026, delinquent after December 31, 2026) bill, Montgomery County has one due date: December 31, 2026. Taxes become due October 1 and become delinquent on January 1, so the last day to pay without penalty is December 31, which falls on a Thursday in 2026. Alabama law sets the same schedule for every county. The county mails a courtesy notice before October 1, but a missing notice does not extend the deadline. Under state law, a payment sent by U.S. mail counts as paid on the date of its U.S. Postal Service postmark, so a mailed payment postmarked by December 31 is on time (Code of Alabama 40-1-45). Taxes unpaid after December 31 become delinquent on January 1. Interest is 12% a year (1% a month), and additional delinquent charges are added after January 1. Unpaid properties are advertised in a local newspaper for three weeks and sold at the county's annual tax sale, which was set for June in 2026; the owner can redeem within three years of the sale.
From Montgomery County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.
Estimate the property tax on a home in Montgomery County
Enter a home's market value for a ballpark at Montgomery County's average effective rate of 0.41% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $705 / year
Property tax in Montgomery County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $702 |
| Median home value | $171,900 |
| Effective tax rate | 0.41% |
| Typical Alabama county rate | 0.32% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Montgomery County compare in Alabama?
Among Alabama's 67 counties, Montgomery County has the 12th highest effective property-tax rate: 11 rank higher and 55 rank lower. That is on the higher side for Alabama. Nationally, it ranks 2893rd of 3135 US counties by effective rate. See every Alabama county ranked.
How much do homeowners in Montgomery County actually pay?
The median is only the middle bill. Across Montgomery County's 52,783 owner-occupied homes, 4.6% pay $3,000 or more a year in property tax, 10.2% pay at least $2,000, and 46.3% pay under $800. Another 16.2% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 24,454 | 46.3% |
| $800 to $1,499 | 10,975 | 20.8% |
| $1,500 to $1,999 | 3,460 | 6.6% |
| $2,000 to $2,999 | 2,941 | 5.6% |
| $3,000 or more | 2,417 | 4.6% |
| No property tax paid | 8,536 | 16.2% |
Owners with a mortgage pay a median of $767 and owners without one pay $542. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.
How does the Montgomery County property tax bill compare with local incomes?
The median property tax bill of $702 is about 0.9% of the median income of Montgomery County homeowner households, $76,932 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 57.8% of Montgomery County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Montgomery County?
Yes. The median bill went from $514 in 2015-2019 to $702 in 2020-2024, a 36.6% rise. Over the same span the median home value moved 32.4%, from $129,800 to $171,900.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Montgomery County
Montgomery County borders 7 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Macon County, AL | 0.5% | $509 | $102,000 |
| Bullock County, AL | 0.41% | $332 | $81,700 |
| Montgomery County, AL (this county) | 0.41% | $702 | $171,900 |
| Lowndes County, AL | 0.39% | $337 | $86,300 |
| Crenshaw County, AL | 0.32% | $369 | $114,000 |
| Autauga County, AL | 0.3% | $627 | $207,200 |
| Elmore County, AL | 0.27% | $610 | $223,900 |
| Pike County, AL | 0.27% | $424 | $157,600 |
How is a home assessed in Montgomery County?
Alabama assesses homes at 10% of market value in every county, Montgomery County included. How Alabama assesses and reappraises homes.
Is there a homestead exemption in Montgomery County?
Yes. Alabama exempts $4,000 of assessed value from the state portion of the tax and $2,000 from county tax (not school taxes). Apply with the county tax assessing official between October 1 and December 31. That is the Alabama rule, and it applies in Montgomery County. Alabama's exemptions and relief programs in full.
Montgomery County does not add relief programs of its own beyond the Alabama ones (checked September 23, 2026).
How to appeal your Montgomery County property assessment
In Montgomery County you appeal to the Montgomery County Board of Equalization. The deadline: Within 30 calendar days of the date printed on the valuation notice. File a written appeal with the county Appraisal Department online, by email, or by mail to P.O. Box 1667, Montgomery, AL 36102, with supporting evidence for each parcel; there is no filing fee. An informal review with a county appraiser comes first, and if that does not settle it you can ask for a formal Board of Equalization hearing. A Board decision can be appealed to Circuit Court within 30 calendar days of the date of the notice the Board mails you with its decision. To keep that appeal alive, you must pay the taxes due at the prior year's assessment before they become delinquent, or post a bond for double the tax. How to file. Checked September 23, 2026 against the official appeal rules.
How Alabama's appeal process works, including the next level if the first one turns you down.
Alabama rules from primary state sources, reviewed September 7, 2026; sources on the Alabama page.
Work out your own numbers
-
How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Montgomery County's tax rate to hand.
-
Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
-
Alabama income tax
Brackets, standard deduction and what Alabama actually taxes.
-
Sales tax in Montgomery County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Montgomery County, Alabama: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.