Property tax in Morgan County, Alabama
In Morgan County, the property tax bill comes from the Morgan County Revenue Commissioner. Every due date for the 2026 bill has passed, and the county had not posted the next cycle's dates when we checked. You can look up and pay the bill on the county's own payment page. Taken from Morgan County's own pages, checked September 23, 2026.
The median property tax bill in Morgan County, Alabama is $718 a year, which is about 0.34% of the county's median home value of $212,000. That effective rate is higher than the typical Alabama county (0.32%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Morgan County, and how do you pay it?
The bill comes from the Morgan County Revenue Commissioner. The value it is based on is set by a separate office, the Morgan County Revenue Commissioner, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.
One office, the Revenue Commissioner, both values property and collects the tax; it has offices in Decatur, Hartselle and Lacey's Spring. Bills are based on ownership and status as of October 1. Online card payments go through the county's Citizen Access Portal and carry a convenience fee charged by the card processor. Mailed payments go to P.O. Box 696, Decatur, AL 35602. A buyer of property purchased before October 1 must have it assessed in their name by December 31 to receive the next year's bill in their own name.
When are property taxes due in Morgan County?
Every due date for the 2026 bill has passed, and Morgan County had not posted the next cycle's dates when we checked on September 23, 2026. If that bill is still unpaid, the late-payment rules below apply to it. Counties usually repeat the schedule, but confirm the new dates on your next bill. For the 2026 bill, Morgan County has one due date: October 1, 2026. Alabama law makes property tax due October 1 and delinquent if not paid before January 1, so a payment is late only if it is made after December 31, 2026 (a Thursday). The county's FAQ calls December 31 the due date; it is the same deadline, and paying any time from October 1 through December 31 carries no added charge. The county has not printed a weekend or postmark rule, so a mailed payment is safest sent well before December 31. Taxes not paid by December 31 become delinquent on January 1. A citation fee is added in February, delinquent property is advertised in April, and a tax lien on it is sold at auction in May. The owner then has three years from the sale to redeem the property by paying all taxes and costs. The county does not publish a late-interest rate.
From Morgan County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.
Estimate the property tax on a home in Morgan County
Enter a home's market value for a ballpark at Morgan County's average effective rate of 0.34% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $721 / year
Property tax in Morgan County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $718 |
| Median home value | $212,000 |
| Effective tax rate | 0.34% |
| Typical Alabama county rate | 0.32% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Morgan County compare in Alabama?
Among Alabama's 67 counties, Morgan County has the 29th highest effective property-tax rate: 28 rank higher and 38 rank lower. That is near the middle for Alabama. Nationally, it ranks 3015th of 3135 US counties by effective rate. See every Alabama county ranked.
How much do homeowners in Morgan County actually pay?
The median is only the middle bill. Across Morgan County's 35,644 owner-occupied homes, 2.3% pay $3,000 or more a year in property tax, 6.8% pay at least $2,000, and 46.9% pay under $800. Another 16.4% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 16,710 | 46.9% |
| $800 to $1,499 | 8,932 | 25.1% |
| $1,500 to $1,999 | 1,736 | 4.9% |
| $2,000 to $2,999 | 1,601 | 4.5% |
| $3,000 or more | 829 | 2.3% |
| No property tax paid | 5,836 | 16.4% |
Owners with a mortgage pay a median of $807 and owners without one pay $607. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.
How does the Morgan County property tax bill compare with local incomes?
The median property tax bill of $718 is about 0.8% of the median income of Morgan County homeowner households, $85,832 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 72.7% of Morgan County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Morgan County?
Yes. The median bill went from $537 in 2015-2019 to $718 in 2020-2024, a 33.7% rise. Over the same span the median home value moved 54.7%, from $137,000 to $212,000. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Morgan County
Morgan County borders 5 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Madison County, AL | 0.4% | $1,185 | $299,200 |
| Marshall County, AL | 0.36% | $733 | $201,500 |
| Morgan County, AL (this county) | 0.34% | $718 | $212,000 |
| Limestone County, AL | 0.32% | $900 | $281,000 |
| Lawrence County, AL | 0.29% | $497 | $172,300 |
| Cullman County, AL | 0.26% | $516 | $199,100 |
How is a home assessed in Morgan County?
Alabama assesses homes at 10% of market value in every county, Morgan County included. How Alabama assesses and reappraises homes.
Is there a homestead exemption in Morgan County?
Yes. Alabama exempts $4,000 of assessed value from the state portion of the tax and $2,000 from county tax (not school taxes). Apply with the county tax assessing official between October 1 and December 31. That is the Alabama rule, and it applies in Morgan County. Alabama's exemptions and relief programs in full.
Morgan County does not add relief programs of its own beyond the Alabama ones (checked September 23, 2026).
How to appeal your Morgan County property assessment
In Morgan County you appeal to the Morgan County Board of Equalization. The deadline: Within 30 days after the written notice of a change in valuation. A Board of Equalization decision can be appealed to Circuit Court within 30 days of the board's notice of its final decision. To keep that appeal alive, the taxes (at least the amount based on the prior year's assessment) must still be paid by December 31, or a bond for double the taxes filed in Circuit Court. How to file. Checked September 23, 2026 against the official appeal rules.
How Alabama's appeal process works, including the next level if the first one turns you down.
Alabama rules from primary state sources, reviewed September 7, 2026; sources on the Alabama page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Morgan County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Alabama income tax
Brackets, standard deduction and what Alabama actually taxes.
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Sales tax in Morgan County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Morgan County, Alabama: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.