Property tax in St. Clair County, Alabama

By Brent Chudoba, editor Updated September 23, 2026

In St. Clair County, the property tax bill comes from the St. Clair County Revenue Commissioner. The Tax Year 2026 bill is due December 31, 2026. You can look up and pay the bill on the county's own payment page. Taken from St. Clair County's own pages, checked September 23, 2026.

The median property tax bill in St. Clair County, Alabama is $724 a year, which is about 0.32% of the county's median home value of $226,300. That effective rate is about the same as the typical Alabama county (0.32%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.

Who sends the property tax bill in St. Clair County, and how do you pay it?

The bill comes from the St. Clair County Revenue Commissioner. The value it is based on is set by a separate office, the St. Clair County Revenue Commissioner, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.

One office, the Revenue Commissioner, both values property and collects the tax, with offices in Ashville and Pell City. Taxes are paid a year in arrears: the bill due October 1 is based on ownership and use as of October 1 of the year before. City and school district rates, including those for Pell City, Leeds, Moody, Springville and Trussville, are part of the rate on the county bill. Card payments at the counter or online carry a 2.5% fee charged by the card processor. A buyer must record the deed, assess the property with the Revenue Commissioner and claim any homestead exemption by December 31 for property bought by October 1.

When are property taxes due in St. Clair County?

For the Tax Year 2026 (payable October 1 through December 31, 2026) bill, St. Clair County has one due date: December 31, 2026. Taxes become due October 1 and can be paid without penalty through December 31, which falls on a Thursday in 2026; they are delinquent if not paid before January 1. Alabama law sets these dates for every county. Under Alabama law, a payment sent by U.S. mail counts as paid on the date of its U.S. Postal Service postmark, so a mailed payment postmarked by December 31 is on time; a private postage-meter date may not count, so have it postmarked at the post office if mailing near the deadline. Taxes unpaid on January 1 are delinquent and late fees are added. Alabama law adds interest of 12% a year on delinquent property tax. Delinquent real property is advertised for three weeks starting March 1, notices of the tax lien auction are mailed April 1, and the county sells tax liens at an online auction, typically the first Tuesday in May.

From St. Clair County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.

Estimate the property tax on a home in St. Clair County

Enter a home's market value for a ballpark at St. Clair County's average effective rate of 0.32% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.

Home market value

Estimated property tax: $724 / year

Property tax in St. Clair County at a glance

St. Clair County, Alabama property tax (Census ACS, reviewed September 23, 2026)
Measure	Value
Median annual property tax	$724
Median home value	$226,300
Effective tax rate	0.32%
Typical Alabama county rate	0.32%
National median county rate	0.81%

Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.

How does St. Clair County compare in Alabama?

Among Alabama's 67 counties, St. Clair County has the 40th highest effective property-tax rate: 39 rank higher and 27 rank lower. That is near the middle for Alabama. Nationally, it ranks 3044th of 3135 US counties by effective rate. See every Alabama county ranked.

How much do homeowners in St. Clair County actually pay?

The median is only the middle bill. Across St. Clair County's 29,001 owner-occupied homes, 1.4% pay $3,000 or more a year in property tax, 5.2% pay at least $2,000, and 45.8% pay under $800. Another 19.9% report paying no property tax at all, which usually means an exemption covers the whole bill.

Annual property tax paid by St. Clair County homeowners (Census ACS 2020-2024)
Annual bill	Homes	Share
Under $800	13,283	45.8%
$800 to $1,499	6,720	23.2%
$1,500 to $1,999	1,734	6%
$2,000 to $2,999	1,091	3.8%
$3,000 or more	407	1.4%
No property tax paid	5,766	19.9%

Owners with a mortgage pay a median of $800 and owners without one pay $532. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.

How does the St. Clair County property tax bill compare with local incomes?

The median property tax bill of $724 is about 0.9% of the median income of St. Clair County homeowner households, $84,815 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 82.6% of St. Clair County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.

Have property taxes gone up in St. Clair County?

Yes. The median bill went from $489 in 2015-2019 to $724 in 2020-2024, a 48.1% rise. Over the same span the median home value moved 46.1%, from $154,900 to $226,300.

Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.

Property tax in counties next to St. Clair County

St. Clair County borders 6 counties.

St. Clair County and its neighbors, highest effective rate first (Census ACS 2020-2024)
County	Effective rate	Median bill	Median home value
Jefferson County, AL	0.59%	$1,409	$240,000
Shelby County, AL	0.44%	$1,423	$326,100
Calhoun County, AL	0.42%	$653	$156,600
Etowah County, AL	0.39%	$645	$167,100
Talladega County, AL	0.36%	$544	$149,200
St. Clair County, AL (this county)	0.32%	$724	$226,300
Blount County, AL	0.3%	$523	$175,200

How is a home assessed in St. Clair County?

Alabama assesses homes at 10% of market value in every county, St. Clair County included. How Alabama assesses and reappraises homes.

Is there a homestead exemption in St. Clair County?

Yes. Alabama exempts $4,000 of assessed value from the state portion of the tax and $2,000 from county tax (not school taxes). Apply with the county tax assessing official between October 1 and December 31. That is the Alabama rule, and it applies in St. Clair County. Alabama's exemptions and relief programs in full.

St. Clair County does not add relief programs of its own beyond the Alabama ones (checked September 23, 2026).

How to appeal your St. Clair County property assessment

In St. Clair County you appeal to the St. Clair County Board of Equalization. The deadline: A written protest must be filed with the secretary of the Board of Equalization within 30 calendar days of the date the second of two weekly newspaper notices is published announcing that the year's values have been set. A Board decision can be appealed to Circuit Court within 30 calendar days of the date of the notice the Board mails you with its decision. To keep a Circuit Court appeal alive, you must pay the taxes due at the prior year's assessment before they become delinquent, or post a bond for double the tax. How to file. Checked September 23, 2026 against the official appeal rules.

How Alabama's appeal process works, including the next level if the first one turns you down.

Alabama rules from primary state sources, reviewed September 7, 2026; sources on the Alabama page.

Work out your own numbers

Sources

Median real estate taxes paid and median home value for St. Clair County, Alabama: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.