Property tax in Christian County, Illinois
In Christian County, the property tax bill comes from the Christian County Treasurer (ex officio County Collector). Taken from Christian County's own pages, checked September 23, 2026.
The median property tax bill in Christian County, Illinois is $1,891 a year, which is about 1.64% of the county's median home value of $115,500. That effective rate is lower than the typical Illinois county (1.81%) and higher than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Christian County, and how do you pay it?
The bill comes from the Christian County Treasurer (ex officio County Collector). The value it is based on is set by a separate office, the Christian County Supervisor of Assessments, with the township assessors, which is who to ask if the value looks wrong.
Christian County's due dates for the 2025 tax year bills, which are paid in 2026, are not listed here; use the dates printed on your bill or call the County Treasurer. Illinois law charges interest of 1.5% a month, counting part of a month as a full month, on an installment paid late, and a mailed payment postmarked on or before the due date is on time. One county bill carries the taxes of every local district the property sits in.
When are property taxes due in Christian County?
Two installments by default, the first due June 1 and the second September 1, or the date on the bill if later. Cook County and counties using accelerated billing follow different schedules, and the county collector sets the actual dates.
Christian County does not publish the due dates for its bill on its own pages (checked September 23, 2026), so we do not print any here. The dates on your statement are the ones that bind you; who sends which bill is covered above.
Estimate the property tax on a home in Christian County
Enter a home's market value for a ballpark at Christian County's average effective rate of 1.64% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $1,894 / year
Property tax in Christian County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $1,891 |
| Median home value | $115,500 |
| Effective tax rate | 1.64% |
| Typical Illinois county rate | 1.81% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Christian County compare in Illinois?
Among Illinois's 102 counties, Christian County has the 68th highest effective property-tax rate: 67 rank higher and 34 rank lower. That is on the lower side for Illinois. Nationally, it ranks 232nd of 3135 US counties by effective rate. See every Illinois county ranked.
How much do homeowners in Christian County actually pay?
The median is only the middle bill. Across Christian County's 10,217 owner-occupied homes, 27.8% pay $3,000 or more a year in property tax, 45.4% pay at least $2,000, and 16.7% pay under $800. Another 3.6% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 1,710 | 16.7% |
| $800 to $1,499 | 2,214 | 21.7% |
| $1,500 to $1,999 | 1,280 | 12.5% |
| $2,000 to $2,999 | 1,800 | 17.6% |
| $3,000 or more | 2,845 | 27.8% |
| No property tax paid | 368 | 3.6% |
Owners with a mortgage pay a median of $2,050 and owners without one pay $1,598. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.
How does the Christian County property tax bill compare with local incomes?
The median property tax bill of $1,891 is about 2.6% of the median income of Christian County homeowner households, $73,915 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 75.2% of Christian County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Christian County?
Yes. The median bill went from $1,685 in 2015-2019 to $1,891 in 2020-2024, a 12.2% rise. Over the same span the median home value moved 27.1%, from $90,900 to $115,500. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Christian County
Christian County borders 4 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Macon County, IL | 2.12% | $2,696 | $127,300 |
| Sangamon County, IL | 1.99% | $3,512 | $176,300 |
| Montgomery County, IL | 1.68% | $1,887 | $112,300 |
| Christian County, IL (this county) | 1.64% | $1,891 | $115,500 |
| Shelby County, IL | 1.5% | $2,063 | $137,100 |
How is a home assessed in Christian County?
Illinois assesses homes at 33.33% of market value in every county, Christian County included. How Illinois assesses and reappraises homes.
Is there a homestead exemption in Christian County?
Yes. Illinois's General Homestead Exemption is $6,000 of equalized assessed value in most counties, $8,000 in counties next to Cook, and $10,000 in Cook County. That is the Illinois rule, and it applies in Christian County. Illinois's exemptions and relief programs in full.
How to appeal your Christian County property assessment
In Christian County you appeal to the Christian County Board of Review. The deadline: A written complaint must be filed with the Board of Review within 30 calendar days after the county publishes the assessment list for your township, as Illinois law sets for every county outside Cook. A complaint sent by U.S. mail counts as filed on its postmark date. Check the publication date for your township with the Supervisor of Assessments. Checked September 23, 2026 against state law, because Christian County does not restate them on its own pages.
How Illinois's appeal process works, including the next level if the first one turns you down.
Illinois rules from primary state sources, reviewed September 7, 2026; sources on the Illinois page.
Work out your own numbers
-
How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Christian County's tax rate to hand.
-
Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
-
Illinois income tax
Brackets, standard deduction and what Illinois actually taxes.
-
Sales tax in Christian County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Christian County, Illinois: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.