Property tax in Somerset County, Maine
The median property tax bill in Somerset County, Maine is $1,798 a year, which is about 1.08% of the county's median home value of $166,900. That effective rate is higher than the typical Maine county (1.04%) and higher than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Estimate the property tax on a home in Somerset County
Enter a home's market value for a ballpark at Somerset County's average effective rate of 1.08% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $1,803 / year
Property tax in Somerset County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $1,798 |
| Median home value | $166,900 |
| Effective tax rate | 1.08% |
| Typical Maine county rate | 1.04% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Somerset County compare in Maine?
Among Maine's 16 counties, Somerset County has the 6th highest effective property-tax rate: 5 rank higher and 10 rank lower. That is on the higher side for Maine. Nationally, it ranks 936th of 3135 US counties by effective rate. See every Maine county ranked.
How much do homeowners in Somerset County actually pay?
The median is only the middle bill. Across Somerset County's 17,968 owner-occupied homes, 17.9% pay $3,000 or more a year in property tax, 41.3% pay at least $2,000, and 15.1% pay under $800. Another 3.3% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 2,710 | 15.1% |
| $800 to $1,499 | 4,096 | 22.8% |
| $1,500 to $1,999 | 3,165 | 17.6% |
| $2,000 to $2,999 | 4,196 | 23.4% |
| $3,000 or more | 3,217 | 17.9% |
| No property tax paid | 584 | 3.3% |
Owners with a mortgage pay a median of $1,959 and owners without one pay $1,635. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.
How does the Somerset County property tax bill compare with local incomes?
The median property tax bill of $1,798 is about 2.7% of the median income of Somerset County homeowner households, $65,564 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 77.4% of Somerset County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Somerset County?
Yes. The median bill went from $1,510 in 2015-2019 to $1,798 in 2020-2024, a 19.1% rise. Over the same span the median home value moved 44.3%, from $115,700 to $166,900. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Somerset County
Somerset County borders 6 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Penobscot County, ME | 1.16% | $2,481 | $214,100 |
| Aroostook County, ME | 1.12% | $1,672 | $149,700 |
| Kennebec County, ME | 1.09% | $2,605 | $238,200 |
| Somerset County, ME (this county) | 1.08% | $1,798 | $166,900 |
| Franklin County, ME | 1.04% | $2,027 | $194,700 |
| Waldo County, ME | 1.04% | $2,684 | $257,700 |
| Piscataquis County, ME | 0.9% | $1,537 | $170,200 |
How is a home assessed in Somerset County?
Maine sets the assessment rules and Somerset County applies them. How Maine assesses and reappraises homes.
Is there a homestead exemption in Somerset County?
Yes. Maine's homestead exemption removes up to $25,000 of just value from a permanent resident's home, adjusted by the town's certified ratio. Apply once with the town assessor by April 1. That is the Maine rule, and it applies in Somerset County. Maine's exemptions and relief programs in full.
When are property taxes due in Somerset County?
Maine sets no statewide due date and no statewide number of installments. Each municipality votes its own payment dates when it raises the tax, along with the dates interest starts and the taxes become delinquent, so a town may bill once a year, twice, or quarterly. Check your own tax bill or town office. Towns may also vote a discount of up to 10% for taxpayers who pay early.
That is the Maine rule. Somerset County issues and collects the bill, so the dates printed on your statement are the ones that bind you.
How to appeal your Somerset County property assessment
You contest the assessed value with the your local assessors, then the municipal board of assessment review or the county commissioners, then Superior Court. The filing deadline is typically 185 days after the commitment date. That is the Maine rule; Somerset County sets the exact dates and forms. The Maine appeal process step by step.
Maine rules from primary state sources, reviewed September 7, 2026; sources on the Maine page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Somerset County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Maine income tax
Brackets, standard deduction and what Maine actually taxes.
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Sales tax in Somerset County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Somerset County, Maine: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.