Property tax in Montmorency County, Michigan

By Brent Chudoba, editor Updated September 23, 2026

The median property tax bill in Montmorency County, Michigan is $1,364 a year, which is about 0.86% of the county's median home value of $158,600. That effective rate is lower than the typical Michigan county (1.09%) and higher than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.

Estimate the property tax on a home in Montmorency County

Enter a home's market value for a ballpark at Montmorency County's average effective rate of 0.86% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.

Home market value

Estimated property tax: $1,364 / year

Property tax in Montmorency County at a glance

Montmorency County, Michigan property tax (Census ACS, reviewed September 23, 2026)
Measure	Value
Median annual property tax	$1,364
Median home value	$158,600
Effective tax rate	0.86%
Typical Michigan county rate	1.09%
National median county rate	0.81%

Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.

How does Montmorency County compare in Michigan?

Among Michigan's 83 counties, Montmorency County has the 77th highest effective property-tax rate: 76 rank higher and 6 rank lower. That places it among the least taxed counties in the state. Nationally, it ranks 1444th of 3135 US counties by effective rate. See every Michigan county ranked.

How much do homeowners in Montmorency County actually pay?

The median is only the middle bill. Across Montmorency County's 4,326 owner-occupied homes, 11.9% pay $3,000 or more a year in property tax, 26.8% pay at least $2,000, and 20.9% pay under $800. Another 5.1% report paying no property tax at all, which usually means an exemption covers the whole bill.

Annual property tax paid by Montmorency County homeowners (Census ACS 2020-2024)
Annual bill	Homes	Share
Under $800	904	20.9%
$800 to $1,499	1,431	33.1%
$1,500 to $1,999	615	14.2%
$2,000 to $2,999	643	14.9%
$3,000 or more	514	11.9%
No property tax paid	219	5.1%

Owners with a mortgage pay a median of $1,455 and owners without one pay $1,274. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.

How does the Montmorency County property tax bill compare with local incomes?

The median property tax bill of $1,364 is about 2.6% of the median income of Montmorency County homeowner households, $53,004 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 87.9% of Montmorency County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.

Have property taxes gone up in Montmorency County?

Yes. The median bill went from $1,142 in 2015-2019 to $1,364 in 2020-2024, a 19.4% rise. Over the same span the median home value moved 54.4%, from $102,700 to $158,600. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.

Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.

Property tax in counties next to Montmorency County

Montmorency County borders 6 counties.

Montmorency County and its neighbors, highest effective rate first (Census ACS 2020-2024)
County	Effective rate	Median bill	Median home value
Alpena County, MI	1.06%	$1,639	$153,900
Crawford County, MI	1.06%	$1,734	$163,000
Presque Isle County, MI	0.95%	$1,432	$151,300
Oscoda County, MI	0.94%	$1,177	$125,500
Cheboygan County, MI	0.89%	$1,704	$192,500
Montmorency County, MI (this county)	0.86%	$1,364	$158,600
Otsego County, MI	0.8%	$1,755	$219,700

How is a home assessed in Montmorency County?

Michigan assesses homes at 50% of market value in every county, Montmorency County included. How Michigan assesses and reappraises homes.

Is there a homestead exemption in Montmorency County?

Yes, but not as a dollar amount. Michigan's Principal Residence Exemption exempts your primary home from the local school operating millage, up to 18 mills. File Form 2368 with your assessor. That is the Michigan rule, and it applies in Montmorency County. Michigan's exemptions and relief programs in full.

When are property taxes due in Montmorency County?

Two bills a year: a summer bill, commonly due mid-September, and a winter bill, commonly due mid-February. Exact dates are set by each city or township charter and do vary, so check with your local treasurer.

Michigan splits the bill into 2 installments. That is the Michigan rule. Montmorency County issues and collects the bill, so the dates printed on your statement are the ones that bind you.

How to appeal your Montmorency County property assessment

You contest the assessed value with the Local Board of Review, then the Michigan Tax Tribunal. The filing deadline is typically July 31 for residential property (Tax Tribunal). That is the Michigan rule; Montmorency County sets the exact dates and forms. The Michigan appeal process step by step.

Michigan rules from primary state sources, reviewed September 7, 2026; sources on the Michigan page.

Work out your own numbers

Sources

Median real estate taxes paid and median home value for Montmorency County, Michigan: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.