Property tax in Mille Lacs County, Minnesota

By Brent Chudoba, editor Updated September 23, 2026

The median property tax bill in Mille Lacs County, Minnesota is $2,698 a year, which is about 1.04% of the county's median home value of $258,300. That effective rate is higher than the typical Minnesota county (0.99%) and higher than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.

Estimate the property tax on a home in Mille Lacs County

Enter a home's market value for a ballpark at Mille Lacs County's average effective rate of 1.04% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.

Home market value

Estimated property tax: $2,686 / year

Property tax in Mille Lacs County at a glance

Mille Lacs County, Minnesota property tax (Census ACS, reviewed September 23, 2026)
Measure	Value
Median annual property tax	$2,698
Median home value	$258,300
Effective tax rate	1.04%
Typical Minnesota county rate	0.99%
National median county rate	0.81%

Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.

How does Mille Lacs County compare in Minnesota?

Among Minnesota's 87 counties, Mille Lacs County has the 24th highest effective property-tax rate: 23 rank higher and 63 rank lower. That is on the higher side for Minnesota. Nationally, it ranks 1021st of 3135 US counties by effective rate. See every Minnesota county ranked.

How much do homeowners in Mille Lacs County actually pay?

The median is only the middle bill. Across Mille Lacs County's 8,309 owner-occupied homes, 40.6% pay $3,000 or more a year in property tax, 64.8% pay at least $2,000, and 6.8% pay under $800. Another 4.3% report paying no property tax at all, which usually means an exemption covers the whole bill.

Annual property tax paid by Mille Lacs County homeowners (Census ACS 2020-2024)
Annual bill	Homes	Share
Under $800	561	6.8%
$800 to $1,499	954	11.5%
$1,500 to $1,999	1,060	12.8%
$2,000 to $2,999	2,009	24.2%
$3,000 or more	3,370	40.6%
No property tax paid	355	4.3%

Owners with a mortgage pay a median of $2,758 and owners without one pay $2,572. That is within 10% either way, so in Mille Lacs County paying off the house does not go with a noticeably different bill. Census table B25103.

How does the Mille Lacs County property tax bill compare with local incomes?

The median property tax bill of $2,698 is about 3.1% of the median income of Mille Lacs County homeowner households, $86,212 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 77.9% of Mille Lacs County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.

Have property taxes gone up in Mille Lacs County?

Yes. The median bill went from $1,920 in 2015-2019 to $2,698 in 2020-2024, a 40.5% rise. Over the same span the median home value moved 58.2%, from $163,300 to $258,300. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.

Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.

Property tax in counties next to Mille Lacs County

Mille Lacs County borders 7 counties.

Mille Lacs County and its neighbors, highest effective rate first (Census ACS 2020-2024)
County	Effective rate	Median bill	Median home value
Kanabec County, MN	1.13%	$2,582	$228,100
Mille Lacs County, MN (this county)	1.04%	$2,698	$258,300
Isanti County, MN	1.01%	$3,081	$306,200
Sherburne County, MN	0.99%	$3,560	$361,400
Benton County, MN	0.98%	$2,651	$271,000
Morrison County, MN	0.88%	$2,190	$248,500
Crow Wing County, MN	0.74%	$2,283	$306,800
Aitkin County, MN	0.55%	$1,407	$255,800

How is a home assessed in Mille Lacs County?

Minnesota sets the assessment rules and Mille Lacs County applies them. How Minnesota assesses and reappraises homes.

Is there a homestead exemption in Mille Lacs County?

Yes, on a sliding scale. Minnesota's Homestead Market Value Exclusion is worth up to $38,000 on homes worth $95,000 or less and shrinks to nothing at $517,200. That is the Minnesota rule, and it applies in Mille Lacs County. Minnesota's exemptions and relief programs in full.

When are property taxes due in Mille Lacs County?

Two installments, the first due May 15 and the second October 15, with agricultural property getting until November 15 on the second half. If your total tax is $100 or less the whole amount is due in May. Late penalties start at 2% on homestead property and climb monthly.

Minnesota splits the bill into 2 installments. That is the Minnesota rule. Mille Lacs County issues and collects the bill, so the dates printed on your statement are the ones that bind you.

How to appeal your Mille Lacs County property assessment

You contest the assessed value with the Local Board of Appeal and Equalization, then the County Board, then Minnesota Tax Court. The filing deadline is typically April 30 of the year the tax is payable (Tax Court). That is the Minnesota rule; Mille Lacs County sets the exact dates and forms. The Minnesota appeal process step by step.

Minnesota rules from primary state sources, reviewed September 7, 2026; sources on the Minnesota page.

Work out your own numbers

Sources

Median real estate taxes paid and median home value for Mille Lacs County, Minnesota: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.