Property tax in Phelps County, Nebraska
The median property tax bill in Phelps County, Nebraska is $2,573 a year, which is about 1.32% of the county's median home value of $194,900. That effective rate is higher than the typical Nebraska county (1.27%) and higher than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Estimate the property tax on a home in Phelps County
Enter a home's market value for a ballpark at Phelps County's average effective rate of 1.32% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $2,573 / year
Property tax in Phelps County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $2,573 |
| Median home value | $194,900 |
| Effective tax rate | 1.32% |
| Typical Nebraska county rate | 1.27% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Phelps County compare in Nebraska?
Among Nebraska's 93 counties, Phelps County has the 36th highest effective property-tax rate: 35 rank higher and 57 rank lower. That is on the higher side for Nebraska. Nationally, it ranks 568th of 3135 US counties by effective rate. See every Nebraska county ranked.
How much do homeowners in Phelps County actually pay?
The median is only the middle bill. Across Phelps County's 2,675 owner-occupied homes, 35.8% pay $3,000 or more a year in property tax, 61% pay at least $2,000, and 7.5% pay under $800. Another 6.9% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 200 | 7.5% |
| $800 to $1,499 | 299 | 11.2% |
| $1,500 to $1,999 | 360 | 13.5% |
| $2,000 to $2,999 | 674 | 25.2% |
| $3,000 or more | 957 | 35.8% |
| No property tax paid | 185 | 6.9% |
Owners with a mortgage pay a median of $2,470 and owners without one pay $2,666. That is within 10% either way, so in Phelps County paying off the house does not go with a noticeably different bill. Census table B25103.
How does the Phelps County property tax bill compare with local incomes?
The median property tax bill of $2,573 is about 2.9% of the median income of Phelps County homeowner households, $87,762 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 68.3% of Phelps County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Phelps County?
Yes. The median bill went from $1,864 in 2015-2019 to $2,573 in 2020-2024, a 38% rise. Over the same span the median home value moved 45.4%, from $134,000 to $194,900. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Phelps County
Phelps County borders 7 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Buffalo County, NE | 1.44% | $3,555 | $246,400 |
| Furnas County, NE | 1.38% | $1,353 | $98,400 |
| Phelps County, NE (this county) | 1.32% | $2,573 | $194,900 |
| Dawson County, NE | 1.31% | $2,172 | $166,200 |
| Harlan County, NE | 1.29% | $1,876 | $145,800 |
| Franklin County, NE | 1.28% | $1,221 | $95,600 |
| Kearney County, NE | 1.23% | $2,740 | $223,400 |
| Gosper County, NE | 1.05% | $2,403 | $228,500 |
How is a home assessed in Phelps County?
Nebraska assesses homes at 100% of market value in every county, Phelps County included. How Nebraska assesses and reappraises homes.
Is there a homestead exemption in Phelps County?
Only for some owners. Nebraska's homestead exemption is limited to owners 65 and older, disabled owners and veterans; every owner gets two credits printed on the county statement. That is the Nebraska rule, and it applies in Phelps County. Nebraska's exemptions and relief programs in full.
When are property taxes due in Phelps County?
Nebraska levies a year in arrears, and tax becomes due December 31 following the levy, at which point it also becomes a first lien on the property. You can pay in two halves. In most counties the first half becomes delinquent May 1 and the second September 1; in Douglas, Lancaster and Sarpy counties the dates move up to April 1 and August 1.
Nebraska splits the bill into 2 installments. That is the Nebraska rule. Phelps County issues and collects the bill, so the dates printed on your statement are the ones that bind you.
How to appeal your Phelps County property assessment
You contest the assessed value with the County Board of Equalization, then the Tax Equalization and Review Commission. The filing deadline is typically June 30. That is the Nebraska rule; Phelps County sets the exact dates and forms. The Nebraska appeal process step by step.
Nebraska rules from primary state sources, reviewed September 7, 2026; sources on the Nebraska page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Phelps County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Nebraska income tax
Brackets, standard deduction and what Nebraska actually taxes.
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Sales tax in Phelps County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Phelps County, Nebraska: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.