Property tax in Mora County, New Mexico
The median property tax bill in Mora County, New Mexico is $885 a year, which is about 0.72% of the county's median home value of $122,600. That effective rate is higher than the typical New Mexico county (0.55%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Estimate the property tax on a home in Mora County
Enter a home's market value for a ballpark at Mora County's average effective rate of 0.72% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $883 / year
Property tax in Mora County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $885 |
| Median home value | $122,600 |
| Effective tax rate | 0.72% |
| Typical New Mexico county rate | 0.55% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Mora County compare in New Mexico?
Among New Mexico's 33 counties, Mora County has the 5th highest effective property-tax rate: 4 rank higher and 28 rank lower. That is on the higher side for New Mexico. Nationally, it ranks 1827th of 3135 US counties by effective rate. See every New Mexico county ranked.
How much do homeowners in Mora County actually pay?
The median is only the middle bill. Across Mora County's 1,707 owner-occupied homes, 1.2% pay $3,000 or more a year in property tax, 8.5% pay at least $2,000, and 43.3% pay under $800. Another 7.5% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 739 | 43.3% |
| $800 to $1,499 | 666 | 39% |
| $1,500 to $1,999 | 28 | 1.6% |
| $2,000 to $2,999 | 125 | 7.3% |
| $3,000 or more | 21 | 1.2% |
| No property tax paid | 128 | 7.5% |
Owners with a mortgage pay a median of $858 and owners without one pay $938. That is within 10% either way, so in Mora County paying off the house does not go with a noticeably different bill. Census table B25103.
How does the Mora County property tax bill compare with local incomes?
The median property tax bill of $885 is about 1.7% of the median income of Mora County homeowner households, $53,513 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 86.7% of Mora County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Mora County?
Yes. The median bill went from $546 in 2015-2019 to $885 in 2020-2024, a 62.1% rise. Over the same span the median home value moved 9.2%, from $112,300 to $122,600. Bills rose faster than values, which usually means local rates went up or an exemption shrank.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Mora County
Mora County borders 6 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Mora County, NM (this county) | 0.72% | $885 | $122,600 |
| San Miguel County, NM | 0.57% | $1,081 | $188,500 |
| Colfax County, NM | 0.52% | $867 | $167,200 |
| Santa Fe County, NM | 0.48% | $2,152 | $446,300 |
| Harding County, NM | 0.44% | $305 | $70,000 |
| Rio Arriba County, NM | 0.42% | $1,021 | $243,700 |
| Taos County, NM | 0.29% | $1,129 | $382,800 |
How is a home assessed in Mora County?
New Mexico assesses homes at 33.33% of market value in every county, Mora County included. How New Mexico assesses and reappraises homes.
Is there a homestead exemption in Mora County?
Yes, for a head of family. New Mexico's exemption takes $2,000 off taxable value, often saving $50 to $90 a year. That is the New Mexico rule, and it applies in Mora County. New Mexico's exemptions and relief programs in full.
When are property taxes due in Mora County?
County treasurers mail bills around November 1. Tax is payable in two equal installments, the first due November 10 and the second due April 10 of the following year. You get a one month grace period on each: interest starts if the first half is not paid by December 10 or the second half by May 10.
New Mexico splits the bill into 2 installments. That is the New Mexico rule. Mora County issues and collects the bill, so the dates printed on your statement are the ones that bind you.
How to appeal your Mora County property assessment
You contest the assessed value with the the county valuation protests board, reached by petitioning the county assessor. The filing deadline is typically 30 days after the assessor mails your notice of valuation. That is the New Mexico rule; Mora County sets the exact dates and forms. The New Mexico appeal process step by step.
New Mexico rules from primary state sources, reviewed September 7, 2026; sources on the New Mexico page.
Work out your own numbers
-
How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Mora County's tax rate to hand.
-
Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
-
New Mexico income tax
Brackets, standard deduction and what New Mexico actually taxes.
-
Sales tax in Mora County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Mora County, New Mexico: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.