Property tax in Love County, Oklahoma
The median property tax bill in Love County, Oklahoma is $1,072 a year, which is about 0.63% of the county's median home value of $171,000. That effective rate is about the same as the typical Oklahoma county (0.63%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Estimate the property tax on a home in Love County
Enter a home's market value for a ballpark at Love County's average effective rate of 0.63% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $1,077 / year
Property tax in Love County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $1,072 |
| Median home value | $171,000 |
| Effective tax rate | 0.63% |
| Typical Oklahoma county rate | 0.63% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Love County compare in Oklahoma?
Among Oklahoma's 77 counties, Love County has the 37th highest effective property-tax rate: 36 rank higher and 40 rank lower. That is near the middle for Oklahoma. Nationally, it ranks 2154th of 3135 US counties by effective rate. See every Oklahoma county ranked.
How much do homeowners in Love County actually pay?
The median is only the middle bill. Across Love County's 2,846 owner-occupied homes, 9.8% pay $3,000 or more a year in property tax, 20% pay at least $2,000, and 34.5% pay under $800. Another 3.2% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 983 | 34.5% |
| $800 to $1,499 | 916 | 32.2% |
| $1,500 to $1,999 | 288 | 10.1% |
| $2,000 to $2,999 | 291 | 10.2% |
| $3,000 or more | 278 | 9.8% |
| No property tax paid | 90 | 3.2% |
Owners with a mortgage pay a median of $1,272 and owners without one pay $863. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.
How does the Love County property tax bill compare with local incomes?
The median property tax bill of $1,072 is about 1.4% of the median income of Love County homeowner households, $76,222 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 73% of Love County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Love County?
Yes. The median bill went from $808 in 2015-2019 to $1,072 in 2020-2024, a 32.7% rise. Over the same span the median home value moved 53.1%, from $111,700 to $171,000. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Love County
Love County borders 6 counties, 3 of them across the state line.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Grayson County, TX | 1.27% | $3,146 | $248,400 |
| Cooke County, TX | 1.19% | $2,864 | $240,400 |
| Montague County, TX | 0.92% | $1,902 | $206,400 |
| Carter County, OK | 0.74% | $1,244 | $168,500 |
| Jefferson County, OK | 0.63% | $517 | $82,500 |
| Love County, OK (this county) | 0.63% | $1,072 | $171,000 |
| Marshall County, OK | 0.55% | $903 | $164,500 |
How is a home assessed in Love County?
Oklahoma sets the assessment rules and Love County applies them. How Oklahoma assesses and reappraises homes.
Is there a homestead exemption in Love County?
Yes, but it is small. Oklahoma's homestead exemption is $1,000 of assessed value, usually worth around $80 to $130 a year. Apply once on Form 921 with the county assessor by March 15. That is the Oklahoma rule, and it applies in Love County. Oklahoma's exemptions and relief programs in full.
When are property taxes due in Love County?
Tax becomes due November 1. Pay the whole bill, or at least half of it, before January 1; if you pay nothing by then the entire year goes delinquent on January 1. If you paid the first half on time, the second half is due before April 1. Unpaid tax accrues 1.5% a month until the interest equals the tax itself.
Oklahoma splits the bill into 2 installments. That is the Oklahoma rule. Love County issues and collects the bill, so the dates printed on your statement are the ones that bind you.
How to appeal your Love County property assessment
You contest the assessed value with the County assessor (informal protest), then the county board of equalization. The filing deadline is typically 30 days from the date your valuation increase notice was mailed. That is the Oklahoma rule; Love County sets the exact dates and forms. The Oklahoma appeal process step by step.
Oklahoma rules from primary state sources, reviewed September 7, 2026; sources on the Oklahoma page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Love County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Oklahoma income tax
Brackets, standard deduction and what Oklahoma actually taxes.
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Sales tax in Love County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Love County, Oklahoma: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.