Property tax in Deschutes County, Oregon
In Deschutes County, the property tax bill comes from the Deschutes County Finance Department, Tax Division (Deschutes County Tax Collector). The 2026-2027 bill is paid in 3 installments, and the next one is due November 16, 2026. You can look up and pay the bill on the county's own payment page. Taken from Deschutes County's own pages, checked September 23, 2026.
The median property tax bill in Deschutes County, Oregon is $3,807 a year, which is about 0.58% of the county's median home value of $650,900. That effective rate is lower than the typical Oregon county (0.74%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Deschutes County, and how do you pay it?
The bill comes from the Deschutes County Finance Department, Tax Division (Deschutes County Tax Collector). The value it is based on is set by a separate office, the Deschutes County Assessor's Office, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.
Two county offices handle property tax: the Assessor's Office values the property and handles exemptions, deferrals and appeals, and the Finance Department's Tax Division mails the statements and collects the tax. Statements mail by October 25; call the Tax Office if yours has not arrived by November 1. You can pay in person at 1300 NW Wall Street, Suite 203, in Bend, at drop boxes in Bend, Redmond and La Pine, by mail to the Deschutes County Tax Collector, or online or by phone through Point and Pay, the county's only approved online processor, which charges a fee (2.5% by credit card with a $2 minimum, $3.95 by Visa or Mastercard debit, $2 by e-check). Doxo, an online bill service, is not affiliated with the county. The county's exemption and deferral programs (disabled veteran, senior and disabled deferral, nonprofit) are state programs.
When are property taxes due in Deschutes County?
For the 2026-2027 bill, Deschutes County splits the bill into 3 payments, the first due November 16, 2026 and the last May 17, 2027. Interest on an unpaid first installment begins to accrue on Wednesday, December 16, 2026. Under state law the rate is 1 1/3% a month (16% a year) until paid. Bank bill-pay payments count on the date the county receives the money, not the date you send it, so a bill-pay payment that arrives after November 16 loses the discount.
| Payment | Due | Note |
|---|---|---|
| First third, or full or two-thirds payment for a discount | November 16, 2026 | Pay the full year by this date for a 3% discount, or two-thirds for a 2% discount; paying in thirds earns no discount. The usual date is November 15, which falls on a Sunday this year, so the county lists Monday, November 16, 2026. Mailed payments must carry a U.S. Postal Service or private express carrier postmark by that date; postage meter marks do not count. |
| Second third | February 15, 2027 | Only if paying in thirds. The county lists Monday, February 15, 2027, but that day is Presidents Day, a legal holiday under Oregon law. State law lets a payment due on a legal holiday be made on the next business day and starts interest from that day, so a payment made Tuesday, February 16, 2027 is on time. Post offices are closed on Presidents Day, so a mailed payment should be postmarked by Saturday, February 13 or on Tuesday, February 16. |
| Third third | May 17, 2027 | Due for anyone paying in thirds, and for anyone who paid two-thirds in November. The usual date is May 15, which falls on a Saturday, so the county lists Monday, May 17, 2027. |
From Deschutes County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.
Estimate the property tax on a home in Deschutes County
Enter a home's market value for a ballpark at Deschutes County's average effective rate of 0.58% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $3,775 / year
Property tax in Deschutes County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $3,807 |
| Median home value | $650,900 |
| Effective tax rate | 0.58% |
| Typical Oregon county rate | 0.74% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Deschutes County compare in Oregon?
Among Oregon's 36 counties, Deschutes County has the 32nd highest effective property-tax rate: 31 rank higher and 4 rank lower. That places it among the least taxed counties in the state. Nationally, it ranks 2346th of 3135 US counties by effective rate. See every Oregon county ranked.
How much do homeowners in Deschutes County actually pay?
The median is only the middle bill. Across Deschutes County's 59,437 owner-occupied homes, 67% pay $3,000 or more a year in property tax, 84.5% pay at least $2,000, and 2.9% pay under $800. Another 2.1% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 1,728 | 2.9% |
| $800 to $1,499 | 2,781 | 4.7% |
| $1,500 to $1,999 | 3,465 | 5.8% |
| $2,000 to $2,999 | 10,384 | 17.5% |
| $3,000 or more | 39,826 | 67% |
| No property tax paid | 1,253 | 2.1% |
Owners with a mortgage pay a median of $3,736 and owners without one pay $3,965. That is within 10% either way, so in Deschutes County paying off the house does not go with a noticeably different bill. Census table B25103.
How does the Deschutes County property tax bill compare with local incomes?
The median property tax bill of $3,807 is about 3.5% of the median income of Deschutes County homeowner households, $107,809 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 70% of Deschutes County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Deschutes County?
Yes. The median bill went from $2,959 in 2015-2019 to $3,807 in 2020-2024, a 28.7% rise. Over the same span the median home value moved 78.5%, from $364,600 to $650,900. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Deschutes County
Deschutes County borders 7 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Linn County, OR | 0.87% | $3,261 | $376,400 |
| Lane County, OR | 0.82% | $3,536 | $430,600 |
| Harney County, OR | 0.8% | $1,943 | $242,100 |
| Lake County, OR | 0.71% | $1,563 | $219,500 |
| Jefferson County, OR | 0.69% | $2,591 | $374,200 |
| Crook County, OR | 0.64% | $2,972 | $467,000 |
| Klamath County, OR | 0.62% | $1,752 | $280,400 |
| Deschutes County, OR (this county) | 0.58% | $3,807 | $650,900 |
How is a home assessed in Deschutes County?
Oregon sets the assessment rules and Deschutes County applies them. How Oregon assesses and reappraises homes.
Is there a homestead exemption in Deschutes County?
No. Oregon has no statewide general homestead exemption; homeowners are protected instead by the 3% cap on assessed value growth and the caps on tax rates. That is the Oregon rule, and it applies in Deschutes County. Oregon's exemptions and relief programs in full.
Deschutes County does not add relief programs of its own beyond the Oregon ones (checked September 23, 2026).
How to appeal your Deschutes County property assessment
In Deschutes County you appeal to the Deschutes County Property Value Appeals Board, filed with the County Clerk. The deadline: File after the tax statements are mailed (they go out by October 25) and no later than December 31, 2026 (a Thursday). Petitions filed in person must reach the County Clerk's Office by that date, and mailed petitions must be postmarked by it. Last season the Clerk took in-person petitions until 5 p.m. and asked that mailed petitions be postmarked at a post office counter, since mail left in an outside box may not be postmarked in time. The board hears appeals of property value, not of the tax amount. If you miss the deadline or disagree with a prior year's value, you may be able to appeal to the Magistrate Division of the Oregon Tax Court. How to file. Checked September 23, 2026 against the official appeal rules.
How Oregon's appeal process works, including the next level if the first one turns you down.
Oregon rules from primary state sources, reviewed September 7, 2026; sources on the Oregon page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Deschutes County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Oregon income tax
Brackets, standard deduction and what Oregon actually taxes.
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Sales tax in Deschutes County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Deschutes County, Oregon: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.