Property tax in Citrus County, Florida

Who sends the property tax bill in Citrus County, and how do you pay it?

The bill comes from the Citrus County Tax Collector. The value it is based on is set by a separate office, the Citrus County Property Appraiser, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.

Two offices handle your tax: the Property Appraiser sets the value and grants exemptions, and the Tax Collector sends one bill covering the county, school district, your city if you live in one, and special districts. The value-appeal deadline falls in September, before the bill arrives in November, so a disagreement has to be raised from the TRIM notice mailed in August. A petition costs $50 for a single parcel, or $15 for a portability petition; there is no fee for a timely appeal of a homestead exemption denial. If your petition is still pending, you must pay at least 75% of the property taxes, plus all non-ad valorem assessments, before April 1 or the board denies it. Online card payments carry a fee of $2.50 or 2.5%, whichever is greater, and eChecks carry a $2.50 fee. If you pay through escrow, the mortgage company receives the bill and you get an information copy.

When are property taxes due in Citrus County?

For the 2026 bill, Citrus County has one due date: March 31, 2027. Bills are mailed on or before November 1, 2026. Paying early earns a discount: 4% for the first 30 days after the bills are mailed, then 3% in December, 2% in January and 1% in February; the full gross amount is due by March 31. Discounts go by postmark. January 31 and February 28, 2027 fall on Sundays; under state law (section 197.162), a discount period that ends on a Saturday, Sunday or legal holiday extends to the next working day if the payment is delivered to a Tax Collector office. Owners on the quarterly installment plan (prior-year taxes over $100; apply by April 30, and you are re-enrolled automatically) instead pay by June 30, September 30, December 31 and March 31, with discounts of 6%, 4.5%, 3% and none. A first installment paid after June 30 gets no discount; state law requires the Tax Collector to accept it through July 31, and missing it drops you from the plan for that year. Unpaid taxes become delinquent on April 1, 2027, when 3% interest is added to the gross amount. Once taxes are delinquent, the amount due is set by the date your payment is received, not its postmark. Accounts not paid by the advertising deadline (typically mid-April) are advertised three times in the newspaper and an advertising fee is added. If taxes remain unpaid, a tax certificate, which is a first lien on the property, is sold at the annual sale held on or before June 1, and the certificate holder can apply for a tax deed two years after the date of delinquency.

From Citrus County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.

Estimate the property tax on a home in Citrus County

Enter a home's market value for a ballpark at Citrus County's average effective rate of 0.58% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.

Property tax in Citrus County at a glance

Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.

How does Citrus County compare in Florida?

Among Florida's 67 counties, Citrus County has the 54th highest effective property-tax rate: 53 rank higher and 13 rank lower. That is on the lower side for Florida. Nationally, it ranks 2324th of 3135 US counties by effective rate. See every Florida county ranked.

How much do homeowners in Citrus County actually pay?

The median is only the middle bill. Across Citrus County's 60,758 owner-occupied homes, 16.9% pay $3,000 or more a year in property tax, 33.6% pay at least $2,000, and 25.7% pay under $800. Another 6.8% report paying no property tax at all, which usually means an exemption covers the whole bill.

Owners with a mortgage pay a median of $1,649 and owners without one pay $1,283. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.

How does the Citrus County property tax bill compare with local incomes?

The median property tax bill of $1,430 is about 2.4% of the median income of Citrus County homeowner households, $59,957 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 85.2% of Citrus County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.

Have property taxes gone up in Citrus County?

Yes. The median bill went from $985 in 2015-2019 to $1,430 in 2020-2024, a 45.2% rise. Over the same span the median home value moved 86.7%, from $131,500 to $245,500. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.

Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.

Property tax in counties next to Citrus County

Citrus County borders 4 counties.

How is a home assessed in Citrus County?

Florida assesses homes at 100% of market value in every county, Citrus County included. How Florida assesses and reappraises homes.

Is there a homestead exemption in Citrus County?

Yes. Florida exempts up to $50,000 of a permanent resident's home: the first $25,000 from all taxes and a further $25,000 from everything except school levies. Apply with the county property appraiser by March 1. That is the Florida rule, and it applies in Citrus County. Florida's exemptions and relief programs in full.

Citrus County does not add relief programs of its own beyond the Florida ones (checked September 23, 2026).

How to appeal your Citrus County property assessment

In Citrus County you appeal to the Citrus County Value Adjustment Board (petitions filed with the Clerk of the Circuit Court and County Comptroller). The deadline: Within 25 days after the Property Appraiser mails the TRIM (Truth in Millage) notice. For 2026 the notices were mailed beginning August 14, 2026, and the deadline was Tuesday, September 8, 2026 at 5 p.m.; the petition had to be received by then, and a postmark is not enough. A petition over a denied exemption or agricultural classification is due within 30 days after the denial notice is mailed. How to file. Checked September 23, 2026 against the official appeal rules.

How Florida's appeal process works, including the next level if the first one turns you down.

Florida rules from primary state sources, reviewed September 7, 2026; sources on the Florida page.

Work out your own numbers

• How much house can I afford?

  Your income, debts and down payment against the 28/36 rule lenders actually use, with Citrus County's tax rate to hand.

• Mortgage calculator

  Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.

• Florida income tax

  Brackets, standard deduction and what Florida actually taxes.

• Sales tax in Citrus County

  The other local tax: combined state and local rate for this county.