Florida property tax by county

Property tax rate by county in Florida

Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103 and B25077.

Why county rates vary so much

Property tax is set locally, not by the state, so the rate depends on the county, city, school district, and special districts where a home sits, and on how those local budgets compare to local home values. A county with low home values can still have a high effective rate if its local budgets are large, and a wealthy county can have a low effective rate. The effective rate shown here is the median tax bill divided by the median home value, which is the standard way to compare places; your own bill depends on your assessment and any exemptions.

For Florida's income and retirement taxes, see Florida income tax and Florida retirement taxes.

How does Florida assess homes for property tax?

Florida assesses homes at 100% of market value, the same in every county.

Assessed at 100% of just (market) value each January 1. The Save Our Homes cap then limits annual increases in a homestead's assessed value to the lower of 3% or the change in CPI, so a long-held home's assessed value can fall well below market.

Is there a homestead exemption in Florida?

Yes. Florida has a homestead exemption of $50,000, applied to a permanent resident's owner-occupied home. The first $25,000 applies to all taxes including school levies; a further $25,000 applies to value above $50,000 for everything except school levies. Apply with your county property appraiser by March 1.

Other state relief for homeowners:

• Seniors and disabled owners: Counties and cities may adopt an additional exemption of up to $50,000 for residents 65 and older, and a full exemption for long-term (25+ year) senior residents whose home is under $250,000 in just value. Both are local options with a household-income cap that is adjusted for inflation each January, so confirm the current limit and whether your county offers it.
• Disabled veterans: A veteran with a service-connected total and permanent disability is fully exempt on their homestead, with no income test, and the exemption passes to a non-remarried surviving spouse. Separately, an honorably discharged veteran who lives in Florida and is disabled at least 10%, by misfortune or during wartime service, gets $5,000 off the taxable value of their property, and an unremarried surviving spouse keeps it.
• Florida delivers owner-occupant relief through the homestead exemption and the Save Our Homes 3% assessment cap rather than a separate credit. The Save Our Homes benefit is portable to a new Florida homestead.

Florida sets these rules and each county's property tax office applies them, which is where the application, the filing deadline and the form come from. Some counties add programs of their own; where we have checked a county, its page lists them.

When are property taxes due in Florida?

Taxes are due November 1 and become delinquent April 1 of the following year (or 60 days after the notice is mailed, whichever is later). An optional quarterly installment plan exists if you apply by April 30.

That is the state rule. Each county issues and collects its own bill, so the dates printed on your statement are the ones that bind you.

How do you appeal a property assessment in Florida?

You contest the assessed value with the Value Adjustment Board. The filing deadline is typically 25 days after the TRIM notice is mailed. Petition the county Value Adjustment Board within 25 days of the property appraiser's TRIM notice of proposed taxes; denials of an exemption carry a 30-day window.

Florida property-tax rules from primary state sources (revenue department and statute), reviewed September 7, 2026. Exemption amounts and credits change; confirm the current figures with your county assessor. Sources: assessment, exemptions, due dates, appeals.