Arizona property tax by county
Across Arizona's 15 counties, the typical (median) effective property-tax rate is 0.51% of a home's value. Rates vary widely by county, from 0.33% in Greenlee County to 0.9% in Apache County. The full ranking is below; each county links to its own page. Figures are from the U.S. Census Bureau.
Property tax rate by county in Arizona
| County | Effective rate | Median tax | Median home value |
|---|---|---|---|
| Apache County | 0.9% | $572 | $63,700 |
| Pima County | 0.71% | $2,272 | $319,700 |
| La Paz County | 0.64% | $873 | $135,800 |
| Santa Cruz County | 0.61% | $1,415 | $233,000 |
| Yuma County | 0.61% | $1,333 | $217,800 |
| Cochise County | 0.6% | $1,310 | $218,300 |
| Navajo County | 0.59% | $1,195 | $201,500 |
| Gila County | 0.51% | $1,386 | $269,400 |
| Graham County | 0.48% | $1,013 | $212,000 |
| Pinal County | 0.47% | $1,636 | $349,000 |
| Coconino County | 0.46% | $2,051 | $448,000 |
| Maricopa County | 0.44% | $1,983 | $452,800 |
| Mohave County | 0.44% | $1,238 | $281,000 |
| Yavapai County | 0.41% | $1,750 | $425,200 |
| Greenlee County | 0.33% | $518 | $158,600 |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103 and B25077.
Why county rates vary so much
Property tax is set locally, not by the state, so the rate depends on the county, city, school district, and special districts where a home sits, and on how those local budgets compare to local home values. A county with low home values can still have a high effective rate if its local budgets are large, and a wealthy county can have a low effective rate. The effective rate shown here is the median tax bill divided by the median home value, which is the standard way to compare places; your own bill depends on your assessment and any exemptions.
For Arizona's income and retirement taxes, see Arizona income tax and Arizona retirement taxes.
How does Arizona assess homes for property tax?
Arizona assesses homes at 10% of market value, the same in every county.
Owner-occupied homes are assessed at 10% of their Limited Property Value, not full market value. Property is valued every year, and the Limited Property Value can rise at most 5% annually, which keeps the taxable base below market for most owners.
Is there a homestead exemption in Arizona?
Arizona has no general homestead property-tax exemption. The only individual exemptions are for widows and widowers, people with a total and permanent disability, and disabled veterans. Arizona's better-known homestead law protects home equity from creditors and does not reduce your tax bill.
Other state relief for homeowners:
- Seniors and disabled owners: The senior valuation protection option, often called the senior freeze, locks your home's Limited Property Value for a renewable three-year period. It freezes the value, not the tax. You must be 65 or older, have lived in the home at least two years, and have household income from all sources, including nontaxable income, of no more than 400% of the federal SSI benefit rate for a single owner or 500% for two or more owners. The SSI rate is adjusted annually.
- Disabled veterans: Arizona's disabled-veteran exemption was rewritten in 2025 and 2026. A veteran with a 100% service-connected rating is now fully exempt on their primary residence, continuing for a surviving spouse until remarriage. Lower ratings get an exemption prorated by the disability percentage up to an inflation-indexed maximum. Apply with the county assessor between the first Monday in January and March 1.
- The 5% annual cap on Limited Property Value is the main ongoing relief. Arizona also rebates part of the school-district tax on owner-occupied homes automatically as a line item on the bill, capped at $600 per property.
Arizona sets these rules and each county's property tax office applies them, which is where the application, the filing deadline and the form come from. Some counties add programs of their own; where we have checked a county, its page lists them.
When are property taxes due in Arizona?
Two installments: the first half is due October 1 and late after November 1, and the second half is due the following March 1 and late after May 1. The county treasurer bills and collects.
Arizona splits the bill into 2 installments. That is the state rule. Each county issues and collects its own bill, so the dates printed on your statement are the ones that bind you.
How do you appeal a property assessment in Arizona?
You contest the assessed value with the County Assessor, then the County or State Board of Equalization, then Arizona Tax Court. The filing deadline is typically 60 days after the Notice of Value. Appeal the value or classification on your Notice of Value to the county assessor within 60 days. From there it goes to the county or state Board of Equalization and then to Arizona Tax Court. A direct-to-court route also exists.
Arizona property-tax rules from primary state sources (revenue department and statute), reviewed September 7, 2026. Exemption amounts and credits change; confirm the current figures with your county assessor. Sources: assessment, exemptions, due dates, appeals.
Sources
- Median real estate taxes paid and median home value, all Arizona counties: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103 and B25077.