Property tax in Orange County, Florida

By Brent Chudoba, editor Updated September 23, 2026

In Orange County, the property tax bill comes from the Orange County Tax Collector. The 2026 bill is due March 31, 2027. You can look up and pay the bill on the county's own payment page. Taken from Orange County's own pages, checked September 23, 2026.

The median property tax bill in Orange County, Florida is $2,967 a year, which is about 0.76% of the county's median home value of $390,100. That effective rate is higher than the typical Florida county (0.72%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.

Who sends the property tax bill in Orange County, and how do you pay it?

The bill comes from the Orange County Tax Collector. The value it is based on is set by a separate office, the Orange County Property Appraiser, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.

Two offices handle your tax: the Property Appraiser sets the value and grants exemptions, and the Tax Collector sends the bill and takes payment. The Tax Collector bills and collects for all the county's taxing authorities, so city taxes are on the same bill rather than a separate one. The value-appeal window closes in September, before the bill arrives in November, so a disagreement with the value has to be raised from the TRIM notice mailed in August; most Value Adjustment Board petitions cost $50, and an appeal of a denied homestead exemption is free. Online payments run through a separate payment site the Tax Collector links to: electronic checks are free, and credit and debit cards cost 2.5% (at least $2.50). Mailed payments go to P.O. Box 545100, Orlando, FL 32854.

When are property taxes due in Orange County?

For the 2026 bill, Orange County has one due date: March 31, 2027. Bills are mailed by November 1, 2026. Paying early earns a discount: 4% if paid in November, 3% in December, 2% in January and 1% in February; the full gross amount is due by March 31. The Tax Collector applies discounts by postmark date, but a March 31 payment must be received in its office by that date regardless of postmark. January 31 and February 28, 2027 fall on Sundays; under state law (section 197.162), a discount period that ends on a weekend or legal holiday extends to the next working day if the payment is delivered to a Tax Collector office. Owners on the quarterly installment plan (open to owners who are current on their taxes and whose prior-year taxes exceeded $100) instead pay by June 30, September 30, December 31 and March 31, with discounts of 6%, 4.5%, 3% and none. State law (section 197.222) sets the application deadline at April 30, while the Tax Collector's payment page says May 1; apply by April 30. Once enrolled, the plan renews on its own as long as you keep paying by installment, and state law lets a late first installment be paid through July 31. Unpaid real estate taxes become delinquent on April 1, 2027, when a 3% minimum charge plus advertising costs is added. Delinquent parcels are advertised in a local newspaper once a week for three weeks, and the Tax Collector must hold a tax certificate sale on or before June 1; a certificate sold on the property is a first lien, with interest bids starting at 18% a year and going down. Delinquent taxes must be paid in cash (in person only), by certified or cashier's check, or by money order; personal and business checks are not accepted.

From Orange County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.

Estimate the property tax on a home in Orange County

Enter a home's market value for a ballpark at Orange County's average effective rate of 0.76% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.

Home market value

Estimated property tax: $2,965 / year

Property tax in Orange County at a glance

Orange County, Florida property tax (Census ACS, reviewed September 23, 2026)
Measure	Value
Median annual property tax	$2,967
Median home value	$390,100
Effective tax rate	0.76%
Typical Florida county rate	0.72%
National median county rate	0.81%

Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.

How does Orange County compare in Florida?

Among Florida's 67 counties, Orange County has the 23rd highest effective property-tax rate: 22 rank higher and 44 rank lower. That is on the higher side for Florida. Nationally, it ranks 1693rd of 3135 US counties by effective rate. See every Florida county ranked.

How much do homeowners in Orange County actually pay?

The median is only the middle bill. Across Orange County's 299,786 owner-occupied homes, 47.1% pay $3,000 or more a year in property tax, 66% pay at least $2,000, and 8.4% pay under $800. Another 4.6% report paying no property tax at all, which usually means an exemption covers the whole bill.

Annual property tax paid by Orange County homeowners (Census ACS 2020-2024)
Annual bill	Homes	Share
Under $800	25,198	8.4%
$800 to $1,499	33,577	11.2%
$1,500 to $1,999	29,307	9.8%
$2,000 to $2,999	56,771	18.9%
$3,000 or more	141,051	47.1%
No property tax paid	13,882	4.6%

Owners with a mortgage pay a median of $3,223 and owners without one pay $2,472. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.

How does the Orange County property tax bill compare with local incomes?

The median property tax bill of $2,967 is about 2.9% of the median income of Orange County homeowner households, $102,943 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 56.8% of Orange County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.

Have property taxes gone up in Orange County?

Yes. The median bill went from $2,183 in 2015-2019 to $2,967 in 2020-2024, a 35.9% rise. Over the same span the median home value moved 65.4%, from $235,800 to $390,100. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.

Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.

Property tax in counties next to Orange County

Orange County borders 6 counties.

Orange County and its neighbors, highest effective rate first (Census ACS 2020-2024)
County	Effective rate	Median bill	Median home value
Volusia County, FL	0.77%	$2,395	$313,000
Lake County, FL	0.76%	$2,433	$318,400
Osceola County, FL	0.76%	$2,700	$353,300
Orange County, FL (this county)	0.76%	$2,967	$390,100
Polk County, FL	0.73%	$1,933	$266,500
Brevard County, FL	0.68%	$2,311	$339,600
Seminole County, FL	0.67%	$2,599	$386,900

How is a home assessed in Orange County?

Florida assesses homes at 100% of market value in every county, Orange County included. How Florida assesses and reappraises homes.

Is there a homestead exemption in Orange County?

Yes. Florida exempts up to $50,000 of a permanent resident's home: the first $25,000 from all taxes and a further $25,000 from everything except school levies. Apply with the county property appraiser by March 1. That is the Florida rule, and it applies in Orange County. Florida's exemptions and relief programs in full.

On top of the Florida programs, Orange County runs its own:

Limited Income Senior Exemption: For a homesteaded owner aged 65 or older whose 2025 total household adjusted gross income did not exceed $38,686 (the 2026 limit, adjusted every year), Orange County grants up to $50,000 of additional exemption against county taxes; Apopka, Belle Isle, Edgewood, Oakland, Ocoee, Orlando, Windermere, Winter Garden and Winter Park grant up to $50,000 against their own taxes, Eatonville up to $25,000, and Maitland none. It does not reduce school or water management district taxes, and income documents for every household member are due by June 1. Apply by March 1.
Limited Income Senior Plus Exemption: For an owner aged 65 or older who meets the same income limit ($38,686 for 2026), has lived in the home as a permanent residence for at least 25 years and whose property's market value is under $250,000, an additional exemption against Orange County General Fund taxes only; it needs its own application and proof of income for everyone in the household. Apply by March 1.

How to appeal your Orange County property assessment

In Orange County you appeal to the Orange County Value Adjustment Board (administered by the Orange County Comptroller). The deadline: Within 25 days after the Property Appraiser mails the TRIM (Truth in Millage) notice of proposed property taxes. For 2026 the petition deadline was Friday, September 18, 2026. A petition over a denied exemption or classification is due within 30 days after the date of the Property Appraiser's denial letter. Late petitions are accepted only for good cause. How to file. Checked September 23, 2026 against the official appeal rules.

How Florida's appeal process works, including the next level if the first one turns you down.

Florida rules from primary state sources, reviewed September 7, 2026; sources on the Florida page.

Work out your own numbers

Sources

Median real estate taxes paid and median home value for Orange County, Florida: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.