Property tax in Flagler County, Florida

Who sends the property tax bill in Flagler County, and how do you pay it?

The bill comes from the Flagler County Tax Collector. The value it is based on is set by a separate office, the Flagler County Property Appraiser, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.

Two offices handle your tax: the Property Appraiser sets the value and grants exemptions, and the Tax Collector sends the bill and takes payment. The value-appeal window closes in September, before the bill arrives, so a disagreement with the value has to be raised from the TRIM notice mailed in August; a Value Adjustment Board petition costs $50 per parcel. Non-ad valorem assessments, which are set charges from various taxing authorities rather than amounts based on value, appear on the same tax bill. If your mortgage company pays your taxes from escrow, it can receive the bill and you get a copy. Online payments run through a separate payment site the Tax Collector links to; cards cost 3% ($2.75 minimum) and electronic checks $1.50. Mailed payments go to P.O. Box 846, Bunnell, FL 32110.

When are property taxes due in Flagler County?

For the 2026 bill, Flagler County has one due date: March 31, 2027. Tax bills are mailed October 31, 2026, and collection begins in November. Paying early earns a discount: 4% if paid in November, 3% in December, 2% in January and 1% in February; the full gross amount is due by March 31, and a payment not made or postmarked by then is delinquent. January 31 and February 28, 2027 fall on Sundays; under state law (section 197.162), a discount period that ends on a weekend or legal holiday extends to the next working day if the payment is delivered to a Tax Collector office. Owners on the quarterly installment plan (open when estimated taxes are over $100; apply by April 30, and participants are re-enrolled automatically) instead pay by June 30, September 30, December 31 and March 31, with discounts of 6%, 4.5%, 3% and none. A first installment is accepted through July 31 without the discount; missing that date cancels the plan, and the full gross amount is then due by March 31. Unpaid taxes become delinquent on April 1, 2027, when a 3% interest charge is added. Unpaid real estate taxes are advertised in a local newspaper in May, and a tax certificate sale for delinquent real estate taxes begins on or before June 1; a certificate is a lien on the property.

From Flagler County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.

Estimate the property tax on a home in Flagler County

Enter a home's market value for a ballpark at Flagler County's average effective rate of 0.76% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.

Property tax in Flagler County at a glance

Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.

How does Flagler County compare in Florida?

Among Florida's 67 counties, Flagler County has the 21st highest effective property-tax rate: 20 rank higher and 46 rank lower. That is on the higher side for Florida. Nationally, it ranks 1691st of 3135 US counties by effective rate. See every Florida county ranked.

How much do homeowners in Flagler County actually pay?

The median is only the middle bill. Across Flagler County's 43,619 owner-occupied homes, 43.4% pay $3,000 or more a year in property tax, 63.6% pay at least $2,000, and 7.3% pay under $800. Another 4.6% report paying no property tax at all, which usually means an exemption covers the whole bill.

Owners with a mortgage pay a median of $2,791 and owners without one pay $2,785. That is within 10% either way, so in Flagler County paying off the house does not go with a noticeably different bill. Census table B25103.

How does the Flagler County property tax bill compare with local incomes?

The median property tax bill of $2,789 is about 3.4% of the median income of Flagler County homeowner households, $82,498 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 83% of Flagler County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.

Have property taxes gone up in Flagler County?

Yes. The median bill went from $1,894 in 2015-2019 to $2,789 in 2020-2024, a 47.3% rise. Over the same span the median home value moved 67.8%, from $217,500 to $364,900. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.

Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.

Property tax in counties next to Flagler County

Flagler County borders 3 counties.

How is a home assessed in Flagler County?

Florida assesses homes at 100% of market value in every county, Flagler County included. How Florida assesses and reappraises homes.

Is there a homestead exemption in Flagler County?

Yes. Florida exempts up to $50,000 of a permanent resident's home: the first $25,000 from all taxes and a further $25,000 from everything except school levies. Apply with the county property appraiser by March 1. That is the Florida rule, and it applies in Flagler County. Florida's exemptions and relief programs in full.

On top of the Florida programs, Flagler County runs its own:

• Limited-income senior exemption: For a homesteaded owner aged 65 or older whose household income does not exceed a limit the state adjusts every year ($38,686 for 2026), up to $50,000 of additional exemption against the tax rates the county levies. The application with a sworn income statement is due by March 1 and income documents by June 1. Apply by March 1.
• Long-term resident senior exemption: For an owner aged 65 or older who meets the same income limit, has lived in the home at least 25 years, and whose home has a just value under $250,000, the home's assessed value is exempt from the tax rates the county levies. The application is due by March 1 and income documents by June 1. Apply by March 1.
• Living quarters for parents or grandparents (granny flat) reduction: For a homesteaded owner who builds or rebuilds living quarters for a parent or grandparent aged 62 or older who lives there, the added value is deducted from the home's assessed value, up to 20% of the assessed value as improved. It must be applied for every year, before March 1, and ends when the parent or grandparent no longer lives there. Apply by Before March 1.

How to appeal your Flagler County property assessment

In Flagler County you appeal to the Flagler County Value Adjustment Board (administered by the Flagler County Clerk and Comptroller). The deadline: Within 25 days after the Property Appraiser mails the TRIM (Truth in Millage) notice of proposed property taxes, which is mailed in August. For 2026 the petition deadline was September 8, 2026. A petition over a denied exemption or classification is due within 30 days after the Property Appraiser mails the denial notice. How to file. Checked September 23, 2026 against the official appeal rules.

How Florida's appeal process works, including the next level if the first one turns you down.

Florida rules from primary state sources, reviewed September 7, 2026; sources on the Florida page.

Work out your own numbers

• How much house can I afford?

  Your income, debts and down payment against the 28/36 rule lenders actually use, with Flagler County's tax rate to hand.

• Mortgage calculator

  Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.

• Florida income tax

  Brackets, standard deduction and what Florida actually taxes.

• Sales tax in Flagler County

  The other local tax: combined state and local rate for this county.