Property tax in Livingston County, Illinois
In Livingston County, the property tax bill comes from the Livingston County Treasurer (the county collector). Every due date for the 2025 Payable in 2026 bill has passed, and the county had not posted the next cycle's dates when we checked. You can look up and pay the bill on the county's own payment page. Taken from Livingston County's own pages, checked September 23, 2026.
The median property tax bill in Livingston County, Illinois is $2,908 a year, which is about 2.05% of the county's median home value of $142,200. That effective rate is higher than the typical Illinois county (1.81%) and higher than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Livingston County, and how do you pay it?
The bill comes from the Livingston County Treasurer (the county collector). The value it is based on is set by a separate office, the Livingston County Supervisor of Assessments (Chief County Assessment Officer), with the township assessors, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.
Township assessors value homes, and the county Supervisor of Assessments reviews and equalizes those values and handles exemptions. Mailed payments go to the Livingston County Collector, P.O. Box 50, Pontiac, IL 61764, with the payment stub; there is a $2.00 reprint fee for a homeowner without the stub, and partial payments are not accepted. There are drop boxes at the Historic Courthouse in Pontiac. Online card payments carry an outside processor's fee of 2.25% plus $1.50, and e-checks a flat $2.00. Mobile homes get a separate bill, due August 10, 2026. A Board of Review decision can be taken to the Illinois Property Tax Appeal Board.
When are property taxes due in Livingston County?
Every due date for the 2025 Payable in 2026 bill has passed, and Livingston County had not posted the next cycle's dates when we checked on September 23, 2026. If that bill is still unpaid, the late-payment rules below apply to it. Counties usually repeat the schedule, but confirm the new dates on your next bill. For the 2025 Payable in 2026 bill, Livingston County splits the bill into 2 payments, the first due July 10, 2026 and the last September 10, 2026. State law charges interest of 1.5% a month, or part of a month, on an unpaid installment, starting the day after its due date. Delinquent notices go out October 14, 2026 with a $10 fee, and payment must reach the Treasurer's office by that day to keep the name out of the newspaper list, published the week of October 19. October 14 is also the last day to pay by personal or business check or e-check; after that only certified funds are accepted. Card payments end October 23, 2026, and the last day to pay in the office is Friday, November 6, 2026. Unpaid taxes go to the tax sale on Monday, November 9, 2026. The county says its dates are subject to change.
| Payment | Due | Note |
|---|---|---|
| First installment | July 10, 2026 (passed) | Real estate bills for the 2025 tax year were mailed May 29, 2026. A mailed payment is on time if it is postmarked on or before the due date. |
| Second installment | September 10, 2026 (passed) | This is also the last day to pay at a bank; banks do not take payments after the second due date. |
From Livingston County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.
Estimate the property tax on a home in Livingston County
Enter a home's market value for a ballpark at Livingston County's average effective rate of 2.05% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $2,915 / year
Property tax in Livingston County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $2,908 |
| Median home value | $142,200 |
| Effective tax rate | 2.05% |
| Typical Illinois county rate | 1.81% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Livingston County compare in Illinois?
Among Illinois's 102 counties, Livingston County has the 25th highest effective property-tax rate: 24 rank higher and 77 rank lower. That is on the higher side for Illinois. Nationally, it ranks 71st of 3135 US counties by effective rate. See every Illinois county ranked.
How much do homeowners in Livingston County actually pay?
The median is only the middle bill. Across Livingston County's 10,860 owner-occupied homes, 46.9% pay $3,000 or more a year in property tax, 67.1% pay at least $2,000, and 10.9% pay under $800. Another 2.6% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 1,182 | 10.9% |
| $800 to $1,499 | 1,120 | 10.3% |
| $1,500 to $1,999 | 999 | 9.2% |
| $2,000 to $2,999 | 2,192 | 20.2% |
| $3,000 or more | 5,089 | 46.9% |
| No property tax paid | 278 | 2.6% |
Owners with a mortgage pay a median of $3,144 and owners without one pay $2,674. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.
How does the Livingston County property tax bill compare with local incomes?
The median property tax bill of $2,908 is about 3.3% of the median income of Livingston County homeowner households, $88,180 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 74.3% of Livingston County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Livingston County?
Yes. The median bill went from $2,601 in 2015-2019 to $2,908 in 2020-2024, a 11.8% rise. Over the same span the median home value moved 30%, from $109,400 to $142,200. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Livingston County
Livingston County borders 6 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Kankakee County, IL | 2.21% | $4,266 | $192,600 |
| McLean County, IL | 2.17% | $4,524 | $208,400 |
| Woodford County, IL | 2.13% | $4,215 | $197,600 |
| Ford County, IL | 2.12% | $2,587 | $122,000 |
| LaSalle County, IL | 2.11% | $3,418 | $161,900 |
| Livingston County, IL (this county) | 2.05% | $2,908 | $142,200 |
| Grundy County, IL | 1.99% | $5,420 | $271,700 |
How is a home assessed in Livingston County?
Illinois assesses homes at 33.33% of market value in every county, Livingston County included. How Illinois assesses and reappraises homes.
Is there a homestead exemption in Livingston County?
Yes. Illinois's General Homestead Exemption is $6,000 of equalized assessed value in most counties, $8,000 in counties next to Cook, and $10,000 in Cook County. That is the Illinois rule, and it applies in Livingston County. Illinois's exemptions and relief programs in full.
Livingston County does not add relief programs of its own beyond the Illinois ones (checked September 23, 2026).
How to appeal your Livingston County property assessment
In Livingston County you appeal to the Livingston County Board of Review. The deadline: Within 30 days after the county publishes assessment changes in the newspaper, in writing on the Board of Review's own form. For 2025 assessments, changes were published and mailed October 10, 2025 and the deadline was November 10, 2025. The county had not yet posted its 2026 dates. How to file. Checked September 23, 2026 against the official appeal rules.
How Illinois's appeal process works, including the next level if the first one turns you down.
Illinois rules from primary state sources, reviewed September 7, 2026; sources on the Illinois page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Livingston County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Illinois income tax
Brackets, standard deduction and what Illinois actually taxes.
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Sales tax in Livingston County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Livingston County, Illinois: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.