Property tax in Macoupin County, Illinois
In Macoupin County, the property tax bill comes from the Macoupin County Treasurer / Ex-Officio Collector. Every due date for the 2025 Payable 2026 bill has passed, and the county had not posted the next cycle's dates when we checked. You can look up and pay the bill on the county's own payment page. Taken from Macoupin County's own pages, checked September 23, 2026.
The median property tax bill in Macoupin County, Illinois is $2,073 a year, which is about 1.5% of the county's median home value of $138,200. That effective rate is lower than the typical Illinois county (1.81%) and higher than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Macoupin County, and how do you pay it?
The bill comes from the Macoupin County Treasurer / Ex-Officio Collector. The value it is based on is set by a separate office, the Macoupin County Supervisor of Assessments, with the township assessors, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.
The county bill is the only real estate tax bill you receive, and it carries the taxes of every local district the property sits in. Taxes can be paid at most banks in the county (not those in Carlinville) through the second due date, by mail to the Macoupin County Collector, P.O. Box 20, Carlinville, IL 62626, in person at the courthouse, or by card online through a payment site linked from the Treasurer's page. If a mortgage company pays your taxes, forward the bill to it. Mobile home taxes are billed separately, with a $25 a month late penalty up to $100.
When are property taxes due in Macoupin County?
Every due date for the 2025 Payable 2026 bill has passed, and Macoupin County had not posted the next cycle's dates when we checked on September 23, 2026. If that bill is still unpaid, the late-payment rules below apply to it. Counties usually repeat the schedule, but confirm the new dates on your next bill. For the 2025 Payable 2026 bill, Macoupin County splits the bill into 2 payments, the first due July 24, 2026 and the last September 25, 2026. Interest of 1.5% a month is added starting the day after each due date, and part of a month counts as a whole month. After the second installment deadline, $10 is added to each bill for the certified letter and newspaper publication. Late taxes and interest can be paid until the Friday before the tax sale, which is set for Monday, November 23, 2026; the last day to pay online is November 6, 2026. Taxes still unpaid are sold to a tax buyer, and the owner then has, in most cases, two years to redeem them through the County Clerk before the buyer can seek a deed.
| Payment | Due | Note |
|---|---|---|
| First installment | July 24, 2026 (passed) | Illinois taxes are billed a year behind: the bills paid in 2026 are for the 2025 tax year. Bills were mailed the week of May 18, 2026; call the Treasurer if yours has not arrived. Each installment is half the total, or the whole bill may be paid by the first due date. July 24, 2026 was a Friday. A mailed payment postmarked on or before the due date is on time under Illinois law. |
| Second installment | September 25, 2026 (passed) | September 25, 2026 was a Friday. Banks in the county cannot take payments after this date. |
From Macoupin County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.
Estimate the property tax on a home in Macoupin County
Enter a home's market value for a ballpark at Macoupin County's average effective rate of 1.5% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $2,073 / year
Property tax in Macoupin County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $2,073 |
| Median home value | $138,200 |
| Effective tax rate | 1.5% |
| Typical Illinois county rate | 1.81% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Macoupin County compare in Illinois?
Among Illinois's 102 counties, Macoupin County has the 81st highest effective property-tax rate: 80 rank higher and 21 rank lower. That is on the lower side for Illinois. Nationally, it ranks 341st of 3135 US counties by effective rate. See every Illinois county ranked.
How much do homeowners in Macoupin County actually pay?
The median is only the middle bill. Across Macoupin County's 13,796 owner-occupied homes, 29% pay $3,000 or more a year in property tax, 49.5% pay at least $2,000, and 15.3% pay under $800. Another 4.1% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 2,115 | 15.3% |
| $800 to $1,499 | 2,508 | 18.2% |
| $1,500 to $1,999 | 1,786 | 12.9% |
| $2,000 to $2,999 | 2,825 | 20.5% |
| $3,000 or more | 3,996 | 29% |
| No property tax paid | 566 | 4.1% |
Owners with a mortgage pay a median of $2,199 and owners without one pay $1,953. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.
How does the Macoupin County property tax bill compare with local incomes?
The median property tax bill of $2,073 is about 2.5% of the median income of Macoupin County homeowner households, $81,347 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 78.5% of Macoupin County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Macoupin County?
Yes. The median bill went from $1,667 in 2015-2019 to $2,073 in 2020-2024, a 24.4% rise. Over the same span the median home value moved 37.4%, from $100,600 to $138,200. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Macoupin County
Macoupin County borders 6 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Sangamon County, IL | 1.99% | $3,512 | $176,300 |
| Madison County, IL | 1.92% | $3,319 | $173,000 |
| Jersey County, IL | 1.76% | $3,020 | $171,900 |
| Morgan County, IL | 1.76% | $2,306 | $130,800 |
| Greene County, IL | 1.74% | $1,661 | $95,200 |
| Montgomery County, IL | 1.68% | $1,887 | $112,300 |
| Macoupin County, IL (this county) | 1.5% | $2,073 | $138,200 |
How is a home assessed in Macoupin County?
Illinois assesses homes at 33.33% of market value in every county, Macoupin County included. How Illinois assesses and reappraises homes.
Is there a homestead exemption in Macoupin County?
Yes. Illinois's General Homestead Exemption is $6,000 of equalized assessed value in most counties, $8,000 in counties next to Cook, and $10,000 in Cook County. That is the Illinois rule, and it applies in Macoupin County. Illinois's exemptions and relief programs in full.
Macoupin County does not add relief programs of its own beyond the Illinois ones (checked September 23, 2026).
How to appeal your Macoupin County property assessment
In Macoupin County you appeal to the Macoupin County Board of Review. The deadline: A written complaint must be filed with the Board of Review within 30 days after the assessment list for your township is published in the newspaper; a complaint sent by mail must be postmarked by the deadline. The county had not posted its 2026 publication dates as of September 23, 2026. The Board sends a tentative decision, and you may ask for a hearing within 10 days of the postmark on that notice. How to file. Checked September 23, 2026 against the official appeal rules.
How Illinois's appeal process works, including the next level if the first one turns you down.
Illinois rules from primary state sources, reviewed September 7, 2026; sources on the Illinois page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Macoupin County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Illinois income tax
Brackets, standard deduction and what Illinois actually taxes.
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Sales tax in Macoupin County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Macoupin County, Illinois: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.