Property tax in Morgan County, Illinois
The median property tax bill in Morgan County, Illinois is $2,306 a year, which is about 1.76% of the county's median home value of $130,800. That effective rate is lower than the typical Illinois county (1.81%) and higher than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Estimate the property tax on a home in Morgan County
Enter a home's market value for a ballpark at Morgan County's average effective rate of 1.76% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $2,302 / year
Property tax in Morgan County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $2,306 |
| Median home value | $130,800 |
| Effective tax rate | 1.76% |
| Typical Illinois county rate | 1.81% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Morgan County compare in Illinois?
Among Illinois's 102 counties, Morgan County has the 57th highest effective property-tax rate: 56 rank higher and 45 rank lower. That is near the middle for Illinois. Nationally, it ranks 164th of 3135 US counties by effective rate. See every Illinois county ranked.
How much do homeowners in Morgan County actually pay?
The median is only the middle bill. Across Morgan County's 9,513 owner-occupied homes, 34.1% pay $3,000 or more a year in property tax, 55.2% pay at least $2,000, and 8.8% pay under $800. Another 2.5% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 836 | 8.8% |
| $800 to $1,499 | 1,611 | 16.9% |
| $1,500 to $1,999 | 1,576 | 16.6% |
| $2,000 to $2,999 | 2,004 | 21.1% |
| $3,000 or more | 3,247 | 34.1% |
| No property tax paid | 239 | 2.5% |
Owners with a mortgage pay a median of $2,344 and owners without one pay $2,270. That is within 10% either way, so in Morgan County paying off the house does not go with a noticeably different bill. Census table B25103.
How does the Morgan County property tax bill compare with local incomes?
The median property tax bill of $2,306 is about 2.8% of the median income of Morgan County homeowner households, $82,886 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 72.8% of Morgan County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Morgan County?
The survey cannot tell. The median bill was $2,152 in 2015-2019 and $2,306 in 2020-2024, but that $154 difference is inside the Census's own margin of error for a county this size, so it could be sampling noise rather than a real change.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Morgan County
Morgan County borders 7 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Cass County, IL | 2.02% | $1,958 | $97,100 |
| Sangamon County, IL | 1.99% | $3,512 | $176,300 |
| Morgan County, IL (this county) | 1.76% | $2,306 | $130,800 |
| Greene County, IL | 1.74% | $1,661 | $95,200 |
| Pike County, IL | 1.53% | $1,556 | $101,400 |
| Brown County, IL | 1.52% | $2,291 | $150,300 |
| Macoupin County, IL | 1.5% | $2,073 | $138,200 |
| Scott County, IL | 1.5% | $1,446 | $96,400 |
How is a home assessed in Morgan County?
Illinois assesses homes at 33.33% of market value in every county, Morgan County included. How Illinois assesses and reappraises homes.
Is there a homestead exemption in Morgan County?
Yes. Illinois's General Homestead Exemption is $6,000 of equalized assessed value in most counties, $8,000 in counties next to Cook, and $10,000 in Cook County. That is the Illinois rule, and it applies in Morgan County. Illinois's exemptions and relief programs in full.
When are property taxes due in Morgan County?
Two installments by default, the first due June 1 and the second September 1, or the date on the bill if later. Cook County and counties using accelerated billing follow different schedules, and the county collector sets the actual dates.
Illinois splits the bill into 2 installments. That is the Illinois rule. Morgan County issues and collects the bill, so the dates printed on your statement are the ones that bind you.
How to appeal your Morgan County property assessment
You contest the assessed value with the County Board of Review, then the Illinois Property Tax Appeal Board. The filing deadline is typically 30 days after the Board of Review's decision. That is the Illinois rule; Morgan County sets the exact dates and forms. The Illinois appeal process step by step.
Illinois rules from primary state sources, reviewed September 7, 2026; sources on the Illinois page.
Work out your own numbers
-
How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Morgan County's tax rate to hand.
-
Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
-
Illinois income tax
Brackets, standard deduction and what Illinois actually taxes.
-
Sales tax in Morgan County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Morgan County, Illinois: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.