Property tax in Breckinridge County, Kentucky

By Brent Chudoba, editor Updated September 23, 2026

The median property tax bill in Breckinridge County, Kentucky is $916 a year, which is about 0.58% of the county's median home value of $156,700. That effective rate is lower than the typical Kentucky county (0.68%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.

Estimate the property tax on a home in Breckinridge County

Enter a home's market value for a ballpark at Breckinridge County's average effective rate of 0.58% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.

Home market value

Estimated property tax: $909 / year

Property tax in Breckinridge County at a glance

Breckinridge County, Kentucky property tax (Census ACS, reviewed September 23, 2026)
Measure	Value
Median annual property tax	$916
Median home value	$156,700
Effective tax rate	0.58%
Typical Kentucky county rate	0.68%
National median county rate	0.81%

Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.

How does Breckinridge County compare in Kentucky?

Among Kentucky's 120 counties, Breckinridge County has the 101st highest effective property-tax rate: 100 rank higher and 19 rank lower. That is on the lower side for Kentucky. Nationally, it ranks 2329th of 3135 US counties by effective rate. See every Kentucky county ranked.

How much do homeowners in Breckinridge County actually pay?

The median is only the middle bill. Across Breckinridge County's 6,569 owner-occupied homes, 3.5% pay $3,000 or more a year in property tax, 12.5% pay at least $2,000, and 39.4% pay under $800. Another 8.3% report paying no property tax at all, which usually means an exemption covers the whole bill.

Annual property tax paid by Breckinridge County homeowners (Census ACS 2020-2024)
Annual bill	Homes	Share
Under $800	2,585	39.4%
$800 to $1,499	1,936	29.5%
$1,500 to $1,999	688	10.5%
$2,000 to $2,999	588	9%
$3,000 or more	229	3.5%
No property tax paid	543	8.3%

Owners with a mortgage pay a median of $1,114 and owners without one pay $745. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.

How does the Breckinridge County property tax bill compare with local incomes?

The median property tax bill of $916 is about 1.4% of the median income of Breckinridge County homeowner households, $63,467 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 81.4% of Breckinridge County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.

Have property taxes gone up in Breckinridge County?

Yes. The median bill went from $754 in 2015-2019 to $916 in 2020-2024, a 21.5% rise. Over the same span the median home value moved 52.3%, from $102,900 to $156,700. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.

Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.

Property tax in counties next to Breckinridge County

Breckinridge County borders 6 counties, 1 of them across the state line.

Breckinridge County and its neighbors, highest effective rate first (Census ACS 2020-2024)
County	Effective rate	Median bill	Median home value
Perry County, IN	0.68%	$1,106	$163,400
Meade County, KY	0.68%	$1,408	$207,900
Hancock County, KY	0.66%	$930	$141,200
Hardin County, KY	0.66%	$1,480	$225,800
Ohio County, KY	0.62%	$753	$121,400
Breckinridge County, KY (this county)	0.58%	$916	$156,700
Grayson County, KY	0.57%	$930	$164,600

How is a home assessed in Breckinridge County?

Kentucky assesses homes at 100% of market value in every county, Breckinridge County included. How Kentucky assesses and reappraises homes.

Is there a homestead exemption in Breckinridge County?

Only for older and disabled owners. Kentucky's homestead exemption is age and disability based; an owner-occupant under 65 who is not totally disabled gets none. That is the Kentucky rule, and it applies in Breckinridge County. Kentucky's exemptions and relief programs in full.

When are property taxes due in Breckinridge County?

One annual payment to the county sheriff, due by December 31. Pay by November 1 for a 2% discount, then face value through December 31. A 5% penalty applies in January and 10% plus a sheriff's fee after January 31. Unpaid bills move to the county clerk on April 15 and become a lien against the property.

That is the Kentucky rule. Breckinridge County issues and collects the bill, so the dates printed on your statement are the ones that bind you.

How to appeal your Breckinridge County property assessment

You contest the assessed value with the County PVA conference, then the local Board of Assessment Appeals, then the Kentucky Board of Tax Appeals. The filing deadline is typically one working day after the tax roll inspection period closes, normally the third Tuesday in May. That is the Kentucky rule; Breckinridge County sets the exact dates and forms. The Kentucky appeal process step by step.

Kentucky rules from primary state sources, reviewed September 7, 2026; sources on the Kentucky page.

Work out your own numbers

Sources

Median real estate taxes paid and median home value for Breckinridge County, Kentucky: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.