Property tax in Greenup County, Kentucky

Who sends the property tax bill in Greenup County, and how do you pay it?

The bill comes from the Greenup County Sheriff's Office. The value it is based on is set by a separate office, the Greenup County Property Valuation Administrator (PVA), which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.

Online payments go through the sheriff's payment processor and carry a convenience fee that is not included in your tax bill. Refund requests and account problems must be handled in person at the sheriff's office, not by phone. After April 15, questions about the amount due go to the Greenup County Clerk. State law lets a city either collect its own property tax or contract with the sheriff to collect it, so owners inside a city should check whether the city sends a separate city bill. The bill goes to whoever owned the property on January 1, and not receiving a bill does not excuse the tax.

When are property taxes due in Greenup County?

For the 2026 bill, Greenup County has one due date: December 31, 2026. Kentucky sends one bill a year, with no installments. The sheriff has not posted its 2026 schedule. State law's regular schedule gives a 2% discount for paying in full by November 1, with the face amount due November 2 through December 31. When bills go out later than October, state law lets the Department of Revenue set an alternative schedule instead: the 2% discount runs for one full month from the date the bills are mailed, the face amount is due for the following full month, and the penalty periods move back to match. The PVA's older guidance says Greenup County bills go out at the end of October, so check the dates printed on your 2026 bill, which are the ones that apply. November 1, 2026 is a Sunday, and the county has not said whether a Monday payment still gets the discount, so pay by Friday, October 30 to be safe. December 31, 2026 is a Thursday. State law adds a 5% penalty for the first month after the face-amount period ends and a 10% penalty after that, and the sheriff then adds a collection fee equal to 10% of the tax plus 10% of that penalty. On the regular schedule that means 5% on bills paid January 1 through January 31, 2027, and the higher charge from February 1, 2027. The last day to pay at the sheriff's office is April 15; after that, unpaid bills go to the Greenup County Clerk, where further fees and interest are added that are not shown on the original bill, and the unpaid bill can be sold to a third-party buyer.

From Greenup County's published schedule, checked September 23, 2026. The county had not posted a calendar labeled for this cycle when we checked, so these dates come from state law and the county's standing schedule; the date on your bill is the one that binds you.

Estimate the property tax on a home in Greenup County

Enter a home's market value for a ballpark at Greenup County's average effective rate of 0.87% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.

Property tax in Greenup County at a glance

Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.

How does Greenup County compare in Kentucky?

Among Kentucky's 120 counties, Greenup County has the 12th highest effective property-tax rate: 11 rank higher and 108 rank lower. That places it among the most heavily taxed counties in the state. Nationally, it ranks 1419th of 3135 US counties by effective rate. See every Kentucky county ranked.

How much do homeowners in Greenup County actually pay?

The median is only the middle bill. Across Greenup County's 11,837 owner-occupied homes, 13.5% pay $3,000 or more a year in property tax, 28% pay at least $2,000, and 33.5% pay under $800. Another 8.6% report paying no property tax at all, which usually means an exemption covers the whole bill.

Owners with a mortgage pay a median of $1,486 and owners without one pay $849. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.

How does the Greenup County property tax bill compare with local incomes?

The median property tax bill of $1,171 is about 1.8% of the median income of Greenup County homeowner households, $64,630 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 80.3% of Greenup County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.

Have property taxes gone up in Greenup County?

The survey cannot tell. The median bill was $1,130 in 2015-2019 and $1,171 in 2020-2024, but that $41 difference is inside the Census's own margin of error for a county this size, so it could be sampling noise rather than a real change.

Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.

Property tax in counties next to Greenup County

Greenup County borders 5 counties, 2 of them across the state line.

How is a home assessed in Greenup County?

Kentucky assesses homes at 100% of market value in every county, Greenup County included. How Kentucky assesses and reappraises homes.

Is there a homestead exemption in Greenup County?

Only for older and disabled owners. Kentucky's homestead exemption is age and disability based; an owner-occupant under 65 who is not totally disabled gets none. That is the Kentucky rule, and it applies in Greenup County. Kentucky's exemptions and relief programs in full.

Greenup County does not add relief programs of its own beyond the Kentucky ones (checked September 23, 2026).

How to appeal your Greenup County property assessment

In Greenup County you appeal to the Greenup County Board of Assessment Appeals (appeals are filed with the Greenup County Clerk). The deadline: First ask the PVA for a conference, before the tax roll inspection period ends. That period normally begins the first Monday in May and ends the third Monday in May. If the conference does not settle it, file a written appeal with the Greenup County Clerk no later than one workday after the inspection period ends, normally the third Tuesday in May, stating your reasons and your opinion of the property's fair cash value. The window for 2026 assessments has passed; the next one normally opens in May 2027. How to file. Checked September 23, 2026 against the official appeal rules.

How Kentucky's appeal process works, including the next level if the first one turns you down.

Kentucky rules from primary state sources, reviewed September 7, 2026; sources on the Kentucky page.

Work out your own numbers

• How much house can I afford?

  Your income, debts and down payment against the 28/36 rule lenders actually use, with Greenup County's tax rate to hand.

• Mortgage calculator

  Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.

• Kentucky income tax

  Brackets, standard deduction and what Kentucky actually taxes.

• Sales tax in Greenup County

  The other local tax: combined state and local rate for this county.