Property tax in Trimble County, Kentucky

Who sends the property tax bill in Trimble County, and how do you pay it?

The bill comes from the Trimble County Sheriff's Office. The value it is based on is set by a separate office, the Trimble County Property Valuation Administrator (PVA), which is who to ask if the value looks wrong.

The county has no online payment page of its own; contact the sheriff's office in the courthouse at 30 US Highway 42 East in Bedford for payment options. Owners inside Bedford or Milton should check with their city whether it sends a separate city property tax bill.

When are property taxes due in Trimble County?

For the 2026 bill, Trimble County has one due date: December 31, 2026. Kentucky sends one bill a year, with no installments. The sheriff has not posted a 2026 schedule, so these are the dates state law sets. Paying in full by November 1, 2026 takes 2% off the bill; from November 2 through December 31, 2026 the face amount is due. November 1, 2026 is a Sunday, and the county has not said whether a Monday payment still gets the discount, so pay by Friday, October 30 to be safe. December 31, 2026 is a Thursday. If bills go out late, state law lets the Department of Revenue set a later schedule, and the dates printed on your bill then replace these. State law makes an unpaid bill delinquent on January 1. Paid from January 1 through January 31, 2027, it carries a 5% penalty. From February 1, 2027 the penalty is 10%, and the sheriff adds a collection fee equal to 10% of the tax plus 10% of that penalty, so the bill grows by 21% in all. January 31, 2027 is a Sunday, and the county has not said whether a Monday payment still avoids the higher charge. On April 15, 2027 the sheriff turns unpaid bills over to the Trimble County Clerk, where interest of 1% for each month or part of a month and further fees are added, and the unpaid bill can be sold to a third-party buyer at the clerk's annual tax sale, held on July 21 in 2026. The Trimble County Attorney also pursues unpaid bills.

From Trimble County's published schedule, checked September 23, 2026. The county had not posted a calendar labeled for this cycle when we checked, so these dates come from state law and the county's standing schedule; the date on your bill is the one that binds you.

Estimate the property tax on a home in Trimble County

Enter a home's market value for a ballpark at Trimble County's average effective rate of 0.66% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.

Property tax in Trimble County at a glance

Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.

How does Trimble County compare in Kentucky?

Among Kentucky's 120 counties, Trimble County has the 74th highest effective property-tax rate: 73 rank higher and 46 rank lower. That is on the lower side for Kentucky. Nationally, it ranks 2040th of 3135 US counties by effective rate. See every Kentucky county ranked.

How much do homeowners in Trimble County actually pay?

The median is only the middle bill. Across Trimble County's 2,696 owner-occupied homes, 8.8% pay $3,000 or more a year in property tax, 20.9% pay at least $2,000, and 37.3% pay under $800. Another 5% report paying no property tax at all, which usually means an exemption covers the whole bill.

Owners with a mortgage pay a median of $1,647 and owners without one pay $602. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.

How does the Trimble County property tax bill compare with local incomes?

The median property tax bill of $1,139 is about 1.7% of the median income of Trimble County homeowner households, $67,181 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 79.7% of Trimble County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.

Have property taxes gone up in Trimble County?

The survey cannot tell. The median bill was $939 in 2015-2019 and $1,139 in 2020-2024, but that $200 difference is inside the Census's own margin of error for a county this size, so it could be sampling noise rather than a real change.

Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.

Property tax in counties next to Trimble County

Trimble County borders 5 counties, 2 of them across the state line.

How is a home assessed in Trimble County?

Kentucky assesses homes at 100% of market value in every county, Trimble County included. How Kentucky assesses and reappraises homes.

Is there a homestead exemption in Trimble County?

Only for older and disabled owners. Kentucky's homestead exemption is age and disability based; an owner-occupant under 65 who is not totally disabled gets none. That is the Kentucky rule, and it applies in Trimble County. Kentucky's exemptions and relief programs in full.

Trimble County does not add relief programs of its own beyond the Kentucky ones (checked September 23, 2026).

How to appeal your Trimble County property assessment

In Trimble County you appeal to the Trimble County Board of Assessment Appeals (appeals are filed with the Trimble County Clerk). The deadline: First ask the PVA for a conference, before the tax roll inspection period ends. That period normally begins the first Monday in May and ends the third Monday in May. If the conference does not settle it, file a written appeal on the clerk's form with the Trimble County Clerk no later than one workday after the inspection period ends, normally the third Tuesday in May, and bring the PVA's written conference summary. The window for 2026 assessments has passed; the next one normally opens in May 2027. How to file. Checked September 23, 2026 against the official appeal rules.

How Kentucky's appeal process works, including the next level if the first one turns you down.

Kentucky rules from primary state sources, reviewed September 7, 2026; sources on the Kentucky page.

Work out your own numbers

• How much house can I afford?

  Your income, debts and down payment against the 28/36 rule lenders actually use, with Trimble County's tax rate to hand.

• Mortgage calculator

  Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.

• Kentucky income tax

  Brackets, standard deduction and what Kentucky actually taxes.

• Sales tax in Trimble County

  The other local tax: combined state and local rate for this county.