Property tax in Woodford County, Kentucky
In Woodford County, the property tax bill comes from the Woodford County Sheriff's Office. The 2026 bill is due December 31, 2026. You can look up and pay the bill on the county's own payment page. Taken from Woodford County's own pages, checked September 23, 2026.
The median property tax bill in Woodford County, Kentucky is $2,108 a year, which is about 0.7% of the county's median home value of $299,700. That effective rate is higher than the typical Kentucky county (0.68%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Woodford County, and how do you pay it?
The bill comes from the Woodford County Sheriff's Office. The value it is based on is set by a separate office, the Woodford County Property Valuation Administrator (PVA), which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.
The sheriff's website links to an outside site where you can look up and pay your bill by Visa or Mastercard. Owners inside Versailles or Midway should check with their city whether it sends a separate city property tax bill. The sheriff's office is in the courthouse at 103 South Main Street, Room 102, in Versailles. The sheriff does not send threatening letters demanding payment; report any such letter to the sheriff's office.
When are property taxes due in Woodford County?
For the 2026 bill, Woodford County has one due date: December 31, 2026. Kentucky sends one bill a year, with no installments. The sheriff mails bills in the last week of September. Paying in full by November 1, 2026 takes 2% off the bill; from November 2 through December 31, 2026 the face amount is due. November 1, 2026 is a Sunday, and the county has not said whether a Monday payment still gets the discount, so pay by Friday, October 30 to be safe. December 31, 2026 is a Thursday. If bills go out late, state law lets the Department of Revenue set a later schedule, and the dates printed on your bill then replace these. State law makes an unpaid bill delinquent on January 1. Paid from January 1 through January 31, 2027, it carries a 5% penalty. From February 1, 2027 the penalty is 10%, and the sheriff adds a collection fee equal to 10% of the tax plus 10% of that penalty, so the bill grows by 21% in all. January 31, 2027 is a Sunday, and the county has not said whether a Monday payment still avoids the higher charge. The sheriff mails delinquent notices in February. Bills unpaid at the close of business on April 15, 2027 go to the Woodford County Clerk, where interest of 1% for each month or part of a month and further fees are added, and the unpaid bill can be sold to a third-party buyer at the clerk's annual sale, held on August 24 in 2026. The clerk takes delinquent payments in full only; the Woodford County Attorney's Office can set up a payment plan.
From Woodford County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.
Estimate the property tax on a home in Woodford County
Enter a home's market value for a ballpark at Woodford County's average effective rate of 0.7% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $2,098 / year
Property tax in Woodford County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $2,108 |
| Median home value | $299,700 |
| Effective tax rate | 0.7% |
| Typical Kentucky county rate | 0.68% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Woodford County compare in Kentucky?
Among Kentucky's 120 counties, Woodford County has the 53rd highest effective property-tax rate: 52 rank higher and 67 rank lower. That is near the middle for Kentucky. Nationally, it ranks 1891st of 3135 US counties by effective rate. See every Kentucky county ranked.
How much do homeowners in Woodford County actually pay?
The median is only the middle bill. Across Woodford County's 7,759 owner-occupied homes, 24.6% pay $3,000 or more a year in property tax, 52.2% pay at least $2,000, and 7.5% pay under $800. Another 1.4% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 579 | 7.5% |
| $800 to $1,499 | 1,595 | 20.6% |
| $1,500 to $1,999 | 1,419 | 18.3% |
| $2,000 to $2,999 | 2,143 | 27.6% |
| $3,000 or more | 1,911 | 24.6% |
| No property tax paid | 112 | 1.4% |
Owners with a mortgage pay a median of $2,153 and owners without one pay $2,037. That is within 10% either way, so in Woodford County paying off the house does not go with a noticeably different bill. Census table B25103.
How does the Woodford County property tax bill compare with local incomes?
The median property tax bill of $2,108 is about 2.1% of the median income of Woodford County homeowner households, $100,883 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 71.7% of Woodford County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Woodford County?
Yes. The median bill went from $1,527 in 2015-2019 to $2,108 in 2020-2024, a 38% rise. Over the same span the median home value moved 47.6%, from $203,000 to $299,700. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Woodford County
Woodford County borders 6 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Fayette County, KY | 0.87% | $2,542 | $293,500 |
| Mercer County, KY | 0.83% | $1,672 | $202,300 |
| Franklin County, KY | 0.79% | $1,716 | $216,600 |
| Anderson County, KY | 0.75% | $1,697 | $225,100 |
| Jessamine County, KY | 0.73% | $1,960 | $268,100 |
| Woodford County, KY (this county) | 0.7% | $2,108 | $299,700 |
| Scott County, KY | 0.66% | $1,908 | $288,500 |
How is a home assessed in Woodford County?
Kentucky assesses homes at 100% of market value in every county, Woodford County included. How Kentucky assesses and reappraises homes.
Is there a homestead exemption in Woodford County?
Only for older and disabled owners. Kentucky's homestead exemption is age and disability based; an owner-occupant under 65 who is not totally disabled gets none. That is the Kentucky rule, and it applies in Woodford County. Kentucky's exemptions and relief programs in full.
Woodford County does not add relief programs of its own beyond the Kentucky ones (checked September 23, 2026).
How to appeal your Woodford County property assessment
In Woodford County you appeal to the Woodford County Board of Assessment Appeals (appeals are filed with the Woodford County Clerk). The deadline: First ask the PVA for a conference, before the tax roll inspection period ends. That period normally begins the first Monday in May and ends the third Monday in May. If the conference does not settle it, file a written appeal on the clerk's form with the Woodford County Clerk no later than one workday after the inspection period ends, normally the third Tuesday in May, and bring the PVA's written conference summary. The window for 2026 assessments has passed; the next one normally opens in May 2027. How to file. Checked September 23, 2026 against the official appeal rules.
How Kentucky's appeal process works, including the next level if the first one turns you down.
Kentucky rules from primary state sources, reviewed September 7, 2026; sources on the Kentucky page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Woodford County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Kentucky income tax
Brackets, standard deduction and what Kentucky actually taxes.
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Sales tax in Woodford County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Woodford County, Kentucky: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.