Property tax in El Paso County, Texas

Who sends the property tax bill in El Paso County, and how do you pay it?

The bill comes from the City of El Paso Consolidated Tax Office (collects El Paso County's taxes under an interlocal agreement). The value it is based on is set by a separate office, the El Paso Central Appraisal District (EPCAD), which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.

El Paso County does not mail its own property tax bill. Under a 1986 interlocal agreement the City of El Paso's Consolidated Tax Office collects for all 44 taxing units in the county, including El Paso County, the cities, the school districts, El Paso Community College, University Medical Center and the water and utility districts, so one bill covers them all. The El Paso County Tax Office locations also take current-year property tax payments in person from mid-October through January (cash, checks or money orders, with the tax bill). Card payments carry a 1.98% processor fee; e-checks are free. Mailed payments go to City of El Paso Tax Office, P.O. Box 2992, El Paso, TX 79999-2992. Current-year bills under $5 are not mailed unless the owner asks. The appraisal district, not the tax office, sets values and handles exemption applications, including the county's own homestead exemptions.

When are property taxes due in El Paso County?

For the 2026 bill, El Paso County has one due date: January 31, 2027. January 31, 2027 is a Sunday. Under Texas Tax Code section 1.06, a payment made on the next regular business day, Monday, February 1, 2027, is on time. The tax office asks that mailed payments carry a U.S. Postal Service postmark no later than the last business day in January (Friday, January 29, 2027); payments by UPS, FedEx or another carrier must show a receipt date on or before the due date. Homeowners with an over-65, disability or disabled veteran exemption may instead pay the current year's taxes in four installments due January 31, March 31, May 31 and July 31, starting by paying a quarter of the bill by January 31; state law also accepts that first quarter, with notice to the tax office, as late as the end of February. The tax office is closed on March 31 for a city holiday, so pay the second installment online or earlier. Taxes not paid on time become delinquent on February 1 (for this bill, a payment made on Monday, February 1, 2027 still counts as on time because January 31 is a Sunday). The first month late adds a 6% penalty plus 1% interest (7% in total); the penalty rises 1% a month through June and reaches 12% on July 1, and interest keeps adding 1% a month until the tax is paid. An extra 20% collection-cost penalty is added on July 1 for real property (April 1 for business personal property).

From El Paso County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.

Estimate the property tax on a home in El Paso County

Enter a home's market value for a ballpark at El Paso County's average effective rate of 2.03% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.

Property tax in El Paso County at a glance

Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.

How does El Paso County compare in Texas?

Among Texas's 250 counties, El Paso County has the highest effective property-tax rate. That places it among the most heavily taxed counties in the state. Nationally, it ranks 79th of 3135 US counties by effective rate. See every Texas county ranked.

How much do homeowners in El Paso County actually pay?

The median is only the middle bill. Across El Paso County's 192,456 owner-occupied homes, 56.3% pay $3,000 or more a year in property tax, 69.9% pay at least $2,000, and 7.6% pay under $800. Another 6.7% report paying no property tax at all, which usually means an exemption covers the whole bill.

Owners with a mortgage pay a median of $4,448 and owners without one pay $2,808. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.

How does the El Paso County property tax bill compare with local incomes?

The median property tax bill of $3,660 is about 4.9% of the median income of El Paso County homeowner households, $73,955 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 64.2% of El Paso County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.

Have property taxes gone up in El Paso County?

Yes. The median bill went from $2,753 in 2015-2019 to $3,660 in 2020-2024, a 32.9% rise. Over the same span the median home value moved 48.5%, from $121,500 to $180,400. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.

Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.

Property tax in counties next to El Paso County

El Paso County borders 3 counties, 2 of them across the state line.

How is a home assessed in El Paso County?

Texas assesses homes at 100% of market value in every county, El Paso County included. How Texas assesses and reappraises homes.

Is there a homestead exemption in El Paso County?

Yes. Texas exempts $140,000 of a home's value from school-district taxes, and local taxing units may add an exemption of up to 20% of value. That is the Texas rule, and it applies in El Paso County. Texas's exemptions and relief programs in full.

How to appeal your El Paso County property assessment

In El Paso County you appeal to the El Paso Central Appraisal District Appraisal Review Board (ARB). The deadline: File a protest with the Appraisal Review Board by May 15, or within 30 days of the date on your notice of appraised value, whichever is later; you can file even if you did not get a notice. The 2026 protest period has closed, so this applies to the 2027 values. An Appraisal Review Board decision can be taken to binding arbitration by filing a request within 60 days of receiving the board's order, and you must pay part of the tax before the delinquency date while any appeal is pending. How to file. Checked September 23, 2026 against the official appeal rules.

How Texas's appeal process works, including the next level if the first one turns you down.

Texas rules from primary state sources, reviewed September 7, 2026; sources on the Texas page.

Work out your own numbers

• How much house can I afford?

  Your income, debts and down payment against the 28/36 rule lenders actually use, with El Paso County's tax rate to hand.

• Mortgage calculator

  Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.

• Texas income tax

  Brackets, standard deduction and what Texas actually taxes.

• Sales tax in El Paso County

  The other local tax: combined state and local rate for this county.