Property tax in Guadalupe County, Texas
In Guadalupe County, the property tax bill comes from the Guadalupe County Tax Assessor-Collector. The 2026 bill is due January 31, 2027. You can look up and pay the bill on the county's own payment page. Taken from Guadalupe County's own pages, checked September 23, 2026.
The median property tax bill in Guadalupe County, Texas is $4,343 a year, which is about 1.43% of the county's median home value of $304,400. That effective rate is higher than the typical Texas county (1.19%) and higher than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Guadalupe County, and how do you pay it?
The bill comes from the Guadalupe County Tax Assessor-Collector. The value it is based on is set by a separate office, the Guadalupe Appraisal District, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.
The Guadalupe County tax office, in Seguin with a substation in Schertz, collects for the county, its lateral road tax, the cities of Cibolo, Marion, Santa Clara, Schertz, Seguin and Selma, Marion, Navarro, Schertz-Cibolo-Universal City and Seguin school districts, and a number of water and utility districts. Homes inside units that are not on the county's collection list, such as the cities of New Braunfels, Universal City, San Marcos and Luling, or the Comal, New Braunfels, San Marcos, La Vernia, Nixon-Smiley, Luling and Prairie Lea school districts, may get a separate bill from that unit's own collector. The appraisal district, not the tax office, sets values and approves exemptions.
When are property taxes due in Guadalupe County?
For the 2026 bill, Guadalupe County has one due date: January 31, 2027. State law makes Texas property taxes due on receipt of the bill and delinquent if not paid before February 1; the county's own pages do not restate the date. January 31, 2027 is a Sunday, and under state law a payment made on the next regular business day, Monday, February 1, 2027, is on time. Homeowners who are 65 or older, disabled, or disabled veterans with a homestead exemption may pay homestead taxes in four equal installments by paying the first quarter before February 1 with notice to the tax office (state law also accepts the first quarter and notice as late as the end of February); the rest are due before April 1, June 1 and August 1. Taxes not paid on time are delinquent from February 1 (for this bill, a payment made on Monday, February 1, 2027 still counts as on time because January 31 is a Sunday). State law adds a 6% penalty in the first month plus 1% more each month, reaching 12% on July 1, and interest of 1% a month until the tax is paid.
From Guadalupe County's published schedule, checked September 23, 2026. The county had not posted a calendar labeled for this cycle when we checked, so these dates come from state law and the county's standing schedule; the date on your bill is the one that binds you.
Estimate the property tax on a home in Guadalupe County
Enter a home's market value for a ballpark at Guadalupe County's average effective rate of 1.43% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $4,353 / year
Property tax in Guadalupe County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $4,343 |
| Median home value | $304,400 |
| Effective tax rate | 1.43% |
| Typical Texas county rate | 1.19% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Guadalupe County compare in Texas?
Among Texas's 250 counties, Guadalupe County has the 61st highest effective property-tax rate: 60 rank higher and 189 rank lower. That is on the higher side for Texas. Nationally, it ranks 437th of 3135 US counties by effective rate. See every Texas county ranked.
How much do homeowners in Guadalupe County actually pay?
The median is only the middle bill. Across Guadalupe County's 50,915 owner-occupied homes, 60.8% pay $3,000 or more a year in property tax, 69.4% pay at least $2,000, and 7.4% pay under $800. Another 10.2% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 3,767 | 7.4% |
| $800 to $1,499 | 4,291 | 8.4% |
| $1,500 to $1,999 | 2,358 | 4.6% |
| $2,000 to $2,999 | 4,357 | 8.6% |
| $3,000 or more | 30,938 | 60.8% |
| No property tax paid | 5,204 | 10.2% |
Owners with a mortgage pay a median of $4,999 and owners without one pay $2,925. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.
How does the Guadalupe County property tax bill compare with local incomes?
The median property tax bill of $4,343 is about 4.2% of the median income of Guadalupe County homeowner households, $103,235 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 77.8% of Guadalupe County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Guadalupe County?
Yes. The median bill went from $3,215 in 2015-2019 to $4,343 in 2020-2024, a 35.1% rise. Over the same span the median home value moved 55.3%, from $196,000 to $304,400. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Guadalupe County
Guadalupe County borders 6 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Bexar County, TX | 1.73% | $4,535 | $262,200 |
| Hays County, TX | 1.66% | $6,649 | $399,800 |
| Guadalupe County, TX (this county) | 1.43% | $4,343 | $304,400 |
| Caldwell County, TX | 1.35% | $3,235 | $240,500 |
| Gonzales County, TX | 1.31% | $2,084 | $159,100 |
| Wilson County, TX | 1.22% | $3,928 | $321,300 |
| Comal County, TX | 1.13% | $4,833 | $427,200 |
How is a home assessed in Guadalupe County?
Texas assesses homes at 100% of market value in every county, Guadalupe County included. How Texas assesses and reappraises homes.
Is there a homestead exemption in Guadalupe County?
Yes. Texas exempts $140,000 of a home's value from school-district taxes, and local taxing units may add an exemption of up to 20% of value. That is the Texas rule, and it applies in Guadalupe County. Texas's exemptions and relief programs in full.
On top of the Texas programs, Guadalupe County runs its own:
- Guadalupe County homestead and over-65 exemptions: For county tax, Guadalupe County exempts 1% of a homestead's value (at least $5,000), and homeowners 65 or older get that plus an extra $10,000 (the amounts listed for tax year 2025; both exemptions are still being granted in 2026); apply through the appraisal district.
- Lateral road tax exemptions: The county's separate lateral road tax, shown on the county bill, exempts 1% of a homestead's value (at least $5,000) plus $3,000, and homeowners 65 or older get that plus an extra $7,000 (the amounts listed for tax year 2025).
How to appeal your Guadalupe County property assessment
In Guadalupe County you appeal to the Guadalupe Appraisal District Appraisal Review Board (ARB). The deadline: File a protest with the Appraisal Review Board by May 15, or within 30 days after your notice of appraised value is delivered, whichever is later. This deadline is set by state law for every Texas county. How to file. Checked September 23, 2026 against state law, because Guadalupe County does not restate them on its own pages.
How Texas's appeal process works, including the next level if the first one turns you down.
Texas rules from primary state sources, reviewed September 7, 2026; sources on the Texas page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Guadalupe County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Texas income tax
Brackets, standard deduction and what Texas actually taxes.
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Sales tax in Guadalupe County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Guadalupe County, Texas: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.