Property tax in Gloucester County, Virginia
In Gloucester County, the property tax bill comes from the Gloucester County Treasurer. The 2026 bill is paid in 2 installments, and the next one is due December 7, 2026. You can look up and pay the bill on the county's own payment page. Taken from Gloucester County's own pages, checked September 23, 2026.
The median property tax bill in Gloucester County, Virginia is $1,878 a year, which is about 0.57% of the county's median home value of $331,000. That effective rate is lower than the typical Virginia county (0.6%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Gloucester County, and how do you pay it?
The bill comes from the Gloucester County Treasurer. The value it is based on is set by a separate office, the Gloucester County Department of Real Estate Assessment, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.
The Department of Real Estate Assessment values property; the Commissioner of the Revenue keeps the land book and handles the elderly and disabled relief; the Treasurer sends the bills and collects. The 2026 real estate rate is $0.583 per $100 of assessed value, and property in the Gloucester Point or Gloucester sanitary districts or the mosquito control district pays an added $0.01 per $100 for each. If taxes are paid from a mortgage escrow account, the bill goes to the lender and the owner gets a copy. Card payments carry a 2.5% fee online or in the office; e-checks online are free. The county warns that DOXO, a bill payment website, is not affiliated with it.
When are property taxes due in Gloucester County?
For the 2026 bill, Gloucester County splits the bill into 2 payments, the first due June 30, 2026 and the last December 7, 2026. The next one due is the second installment, on December 7, 2026. An installment not paid by its due date is charged a penalty of 10%, which becomes part of the tax. Interest of 10% a year on the unpaid tax and penalty starts on the first day of the next month: July 1 for the first installment and January 1 for the second. Mailed payments must carry a US postmark on or before the due date, and not receiving a bill does not excuse a late payment.
| Payment | Due | Note |
|---|---|---|
| First installment | June 30, 2026 (passed) | Bills for the first installment are mailed in early June. The whole year's tax may be paid by June 30 instead of in two installments. |
| Second installment | December 7, 2026 | The county code sets December 5. December 5, 2026 falls on a Saturday, so the Treasurer has moved the 2026 due date to Monday, December 7, and no penalty applies until December 8. Second installment bills are mailed in late October or early November. |
From Gloucester County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.
Estimate the property tax on a home in Gloucester County
Enter a home's market value for a ballpark at Gloucester County's average effective rate of 0.57% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $1,887 / year
Property tax in Gloucester County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $1,878 |
| Median home value | $331,000 |
| Effective tax rate | 0.57% |
| Typical Virginia county rate | 0.6% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Gloucester County compare in Virginia?
Among Virginia's 133 counties, Gloucester County has the 80th highest effective property-tax rate: 79 rank higher and 53 rank lower. That is on the lower side for Virginia. Nationally, it ranks 2389th of 3135 US counties by effective rate. See every Virginia county ranked.
How much do homeowners in Gloucester County actually pay?
The median is only the middle bill. Across Gloucester County's 12,278 owner-occupied homes, 18.8% pay $3,000 or more a year in property tax, 43.1% pay at least $2,000, and 8.2% pay under $800. Another 4.6% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 1,004 | 8.2% |
| $800 to $1,499 | 3,111 | 25.3% |
| $1,500 to $1,999 | 2,303 | 18.8% |
| $2,000 to $2,999 | 2,983 | 24.3% |
| $3,000 or more | 2,313 | 18.8% |
| No property tax paid | 564 | 4.6% |
Owners with a mortgage pay a median of $1,865 and owners without one pay $1,920. That is within 10% either way, so in Gloucester County paying off the house does not go with a noticeably different bill. Census table B25103.
How does the Gloucester County property tax bill compare with local incomes?
The median property tax bill of $1,878 is about 2% of the median income of Gloucester County homeowner households, $95,491 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 80.4% of Gloucester County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Gloucester County?
Yes. The median bill went from $1,436 in 2015-2019 to $1,878 in 2020-2024, a 30.8% rise. Over the same span the median home value moved 43.9%, from $230,000 to $331,000. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Gloucester County
Gloucester County borders 5 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| James City County, VA | 0.65% | $2,901 | $447,200 |
| York County, VA | 0.64% | $2,794 | $433,200 |
| Gloucester County, VA (this county) | 0.57% | $1,878 | $331,000 |
| King and Queen County, VA | 0.52% | $1,209 | $231,600 |
| Middlesex County, VA | 0.5% | $1,778 | $352,200 |
| Mathews County, VA | 0.43% | $1,547 | $360,900 |
How is a home assessed in Gloucester County?
Virginia assesses homes at 100% of market value in every county, Gloucester County included. How Virginia assesses and reappraises homes.
Is there a homestead exemption in Gloucester County?
No. Virginia has no general homestead exemption; relief is limited to the elderly and disabled, disabled veterans, and surviving spouses of service members and first responders killed in the line of duty. That is the Virginia rule, and it applies in Gloucester County. Virginia's exemptions and relief programs in full.
On top of the Virginia programs, Gloucester County runs its own:
- Tax Relief for the Elderly and Disabled: For an owner who is 65 or older, or permanently and totally disabled, and lives in the home as their sole residence, with household income of $40,000 or less and net worth of $100,000 or less (not counting the home, up to ten acres and its furnishings): the county exempts all of the real estate tax for income up to $20,000, up to $775 for income from $20,001 to $25,000, and up to $600 for income from $25,001 to $40,000. An affidavit is filed with the Commissioner of the Revenue, with a full affidavit every three years and a no-change certification in the years between. The county code sets April 1 as the filing deadline and lets the Commissioner accept a first-time application until May 1; the Treasurer's calendar lists the window as February 1 to May 1. Apply by April 1 (first-time applicants may be accepted until May 1).
How to appeal your Gloucester County property assessment
In Gloucester County you appeal to the Gloucester County Board of Equalization of Real Estate Assessments (after a review by the Department of Real Estate Assessment). The deadline: Values from a general reassessment are appealed first to the Department of Real Estate Assessment by the deadline printed on the reassessment notice. Under the county code, an application to the Board of Equalization is due by February 1 of the reassessment year or within 30 days after the Department's review hearings end, whichever is later, and late applications are not heard. In a reassessment year the board begins hearings on March 1 and finishes by April 30; in other years it meets only as needed. The county reassesses every three years, and the current values come from the 2026 general reassessment. A further appeal goes to the Circuit Court of Gloucester County. How to file. Checked September 23, 2026 against the official appeal rules.
How Virginia's appeal process works, including the next level if the first one turns you down.
Virginia rules from primary state sources, reviewed September 7, 2026; sources on the Virginia page.
Work out your own numbers
-
How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Gloucester County's tax rate to hand.
-
Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
-
Virginia income tax
Brackets, standard deduction and what Virginia actually taxes.
-
Sales tax in Gloucester County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Gloucester County, Virginia: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.