Property tax in Montgomery County, Virginia
In Montgomery County, the property tax bill comes from the Montgomery County Treasurer's Office. The 2026 bill is paid in 2 installments, and the next one is due December 5, 2026. You can look up and pay the bill on the county's own payment page. Taken from Montgomery County's own pages, checked September 23, 2026.
The median property tax bill in Montgomery County, Virginia is $2,249 a year, which is about 0.74% of the county's median home value of $304,600. That effective rate is higher than the typical Virginia county (0.6%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Montgomery County, and how do you pay it?
The bill comes from the Montgomery County Treasurer's Office. The value it is based on is set by a separate office, the Montgomery County Reassessment Office, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.
The Reassessment Office sets values (the 2027 reassessment is being done by a contracted firm); the Commissioner of the Revenue keeps real estate records and runs the relief programs; the Treasurer bills and collects. Real estate is billed in two halves, due June 5 and December 5, and the 2026 county rate is $0.81 per $100 of assessed value. Owners inside the Town of Christiansburg also get a separate town real estate bill, due December 5, and the Town of Blacksburg also levies its own real estate tax, billed by the town. Online payments by card carry a 2.35% fee (at least $2) and e-checks a $1 fee.
When are property taxes due in Montgomery County?
For the 2026 bill, Montgomery County splits the bill into 2 payments, the first due June 5, 2026 and the last December 5, 2026. The next one due is the second half, on December 5, 2026. A 10% penalty is added to a half not paid by its due date, and the unpaid tax and penalty then carry interest of 10% a year. For the December half, interest starts January 1 of the next year. The county's own pages do not say on what date interest starts on a late June half.
| Payment | Due | Note |
|---|---|---|
| First half | June 5, 2026 (passed) | A payment is on time if it is postmarked on the due date or placed in the Treasurer's 24-hour drop box by midnight that day. |
| Second half | December 5, 2026 | December 5, 2026 is a Saturday. The Treasurer's Office says a due date that falls on a Saturday, Sunday or legal holiday moves to the next business day, so a payment made on Monday, December 7, 2026 is on time. A payment is on time if it is postmarked on the due date or placed in the drop box by midnight. |
From Montgomery County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.
Estimate the property tax on a home in Montgomery County
Enter a home's market value for a ballpark at Montgomery County's average effective rate of 0.74% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $2,254 / year
Property tax in Montgomery County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $2,249 |
| Median home value | $304,600 |
| Effective tax rate | 0.74% |
| Typical Virginia county rate | 0.6% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Montgomery County compare in Virginia?
Among Virginia's 133 counties, Montgomery County has the 40th highest effective property-tax rate: 39 rank higher and 93 rank lower. That is on the higher side for Virginia. Nationally, it ranks 1770th of 3135 US counties by effective rate. See every Virginia county ranked.
How much do homeowners in Montgomery County actually pay?
The median is only the middle bill. Across Montgomery County's 20,438 owner-occupied homes, 32.2% pay $3,000 or more a year in property tax, 53.7% pay at least $2,000, and 13.4% pay under $800. Another 3.5% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 2,736 | 13.4% |
| $800 to $1,499 | 3,216 | 15.7% |
| $1,500 to $1,999 | 2,821 | 13.8% |
| $2,000 to $2,999 | 4,385 | 21.5% |
| $3,000 or more | 6,573 | 32.2% |
| No property tax paid | 707 | 3.5% |
Owners with a mortgage pay a median of $2,304 and owners without one pay $2,169. That is within 10% either way, so in Montgomery County paying off the house does not go with a noticeably different bill. Census table B25103.
How does the Montgomery County property tax bill compare with local incomes?
The median property tax bill of $2,249 is about 2.1% of the median income of Montgomery County homeowner households, $105,795 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 55.3% of Montgomery County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Montgomery County?
Yes. The median bill went from $1,836 in 2015-2019 to $2,249 in 2020-2024, a 22.5% rise. Over the same span the median home value moved 34.1%, from $227,100 to $304,600. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Montgomery County
Montgomery County borders 6 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Roanoke County, VA | 0.85% | $2,436 | $286,000 |
| Montgomery County, VA (this county) | 0.74% | $2,249 | $304,600 |
| Radford city, VA | 0.72% | $1,581 | $220,700 |
| Pulaski County, VA | 0.63% | $1,202 | $191,700 |
| Giles County, VA | 0.61% | $928 | $151,100 |
| Craig County, VA | 0.56% | $1,064 | $189,000 |
| Floyd County, VA | 0.55% | $1,245 | $225,400 |
How is a home assessed in Montgomery County?
Virginia assesses homes at 100% of market value in every county, Montgomery County included. How Virginia assesses and reappraises homes.
Is there a homestead exemption in Montgomery County?
No. Virginia has no general homestead exemption; relief is limited to the elderly and disabled, disabled veterans, and surviving spouses of service members and first responders killed in the line of duty. That is the Virginia rule, and it applies in Montgomery County. Virginia's exemptions and relief programs in full.
On top of the Virginia programs, Montgomery County runs its own:
- Tax exemption and deferral for the elderly and disabled: For an owner who is 65 or older, or permanently and totally disabled, and lives in the home (mobile homes included), with total household income of $72,000 or less (the first $10,000 of each relative's income, other than a spouse's, is left out, as is the first $10,000 of a disabled owner's income) and net worth of $210,000 or less not counting the home and up to one acre: the county exempts 100% of the real estate tax at income up to $46,000, 60% up to $58,000 and 40% up to $72,000. Qualifying owners can instead defer the tax, which is then paid when the home is sold or within a year after the last qualifying owner's death. Apply by March 1 for repeat applicants; first-time applicants may apply until December 31, but the tax is still due on the usual dates..
How to appeal your Montgomery County property assessment
In Montgomery County you appeal to the Montgomery County Board of Equalization. The deadline: The county is reassessing every property for 2027. Owners will receive notices of their new values in the fall of 2026, and the new values take effect January 1, 2027. The county has not yet published the dates for asking for a review or a Board of Equalization hearing on the new values; the notice itself explains how to appeal. A decision of the Board can be taken to the Circuit Court. How to file. Checked September 23, 2026 against state law, because Montgomery County does not restate them on its own pages.
How Virginia's appeal process works, including the next level if the first one turns you down.
Virginia rules from primary state sources, reviewed September 7, 2026; sources on the Virginia page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Montgomery County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Virginia income tax
Brackets, standard deduction and what Virginia actually taxes.
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Sales tax in Montgomery County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Montgomery County, Virginia: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.