Property tax in Madison County, Missouri
In Madison County, the property tax bill comes from the Madison County Collector. The 2026 bill is due December 31, 2026. You can look up and pay the bill on the county's own payment page. Taken from Madison County's own pages, checked September 23, 2026.
The median property tax bill in Madison County, Missouri is $1,130 a year, which is about 0.71% of the county's median home value of $159,000. That effective rate is higher than the typical Missouri county (0.7%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Madison County, and how do you pay it?
The bill comes from the Madison County Collector. The value it is based on is set by a separate office, the Madison County Assessor, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.
The Madison County Assessor values property and the Madison County Collector sends the bill. Taxes can be looked up and paid online through the county's tax lookup site, which an outside vendor runs for the county. Seniors in the county's tax freeze must reapply every year; the county does not send reminders.
When are property taxes due in Madison County?
For the 2026 bill, Madison County has one due date: December 31, 2026. One annual payment. Missouri law makes real estate taxes still unpaid on January 1 delinquent, so December 31 is the last day to pay; December 31, 2026 is a Thursday. A mailed payment counts as paid on its postmark date. The county's website does not print the due date. Taxes unpaid on January 1 are delinquent, and penalties and interest set by state law are added.
From Madison County's published schedule, checked September 23, 2026. The county had not posted a calendar labeled for this cycle when we checked, so these dates come from state law and the county's standing schedule; the date on your bill is the one that binds you.
Estimate the property tax on a home in Madison County
Enter a home's market value for a ballpark at Madison County's average effective rate of 0.71% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $1,129 / year
Property tax in Madison County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $1,130 |
| Median home value | $159,000 |
| Effective tax rate | 0.71% |
| Typical Missouri county rate | 0.7% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Madison County compare in Missouri?
Among Missouri's 115 counties, Madison County has the 57th highest effective property-tax rate: 56 rank higher and 58 rank lower. That is near the middle for Missouri. Nationally, it ranks 1861st of 3135 US counties by effective rate. See every Missouri county ranked.
How much do homeowners in Madison County actually pay?
The median is only the middle bill. Across Madison County's 3,450 owner-occupied homes, 2.9% pay $3,000 or more a year in property tax, 12.8% pay at least $2,000, and 29.5% pay under $800. Another 3.4% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 1,019 | 29.5% |
| $800 to $1,499 | 1,520 | 44.1% |
| $1,500 to $1,999 | 352 | 10.2% |
| $2,000 to $2,999 | 340 | 9.9% |
| $3,000 or more | 100 | 2.9% |
| No property tax paid | 119 | 3.4% |
Owners with a mortgage pay a median of $1,191 and owners without one pay $1,064. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.
How does the Madison County property tax bill compare with local incomes?
The median property tax bill of $1,130 is about 1.7% of the median income of Madison County homeowner households, $65,607 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 73.7% of Madison County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Madison County?
Yes. The median bill went from $939 in 2015-2019 to $1,130 in 2020-2024, a 20.3% rise. Over the same span the median home value moved 49.9%, from $106,100 to $159,000. Bills rose more slowly than values, which is what assessment caps and falling millage rates do: the county is taxing a smaller share of each home's worth.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Madison County
Madison County borders 5 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Perry County, MO | 0.74% | $1,395 | $188,200 |
| Madison County, MO (this county) | 0.71% | $1,130 | $159,000 |
| St. Francois County, MO | 0.7% | $1,188 | $169,300 |
| Iron County, MO | 0.68% | $810 | $119,300 |
| Bollinger County, MO | 0.58% | $1,034 | $179,800 |
| Wayne County, MO | 0.52% | $563 | $107,400 |
How is a home assessed in Madison County?
Missouri assesses homes at 19% of market value in every county, Madison County included. How Missouri assesses and reappraises homes.
Is there a homestead exemption in Madison County?
No. Missouri has no general homestead exemption; relief comes through the income-tested Property Tax Credit and the county-option senior freeze. That is the Missouri rule, and it applies in Madison County. Missouri's exemptions and relief programs in full.
On top of the Missouri programs, Madison County runs its own:
- Madison County Senior Citizen Tax Freeze/Credit: Under county Ordinance 03-25, a Madison County homeowner aged 62 or older can get a credit on real estate taxes for a primary residence only; the county says it freezes the approved assessed value so it will not increase, but it does not remove all taxes on the parcel, and new construction is not frozen until the year after its full taxes are paid. The notarized application, with at least two proofs of residency (one showing date of birth), goes to the Collector's office and must be filed every year, with a separate application for each eligible co-owner. The county has not posted a 2026 deadline; its information sheet still shows the 2025 first-year window of February 15 to June 15.
How to appeal your Madison County property assessment
In Madison County you appeal to the Madison County Board of Equalization (appeals are filed with the County Clerk as the Board's secretary). The deadline: State law requires a written appeal, on a form from the County Clerk, filed before the second Monday in July (July 13 in 2026), and lets the Board extend that date; the county has not posted its own deadline. A further appeal to the Missouri State Tax Commission is due by September 30 or 30 days after the Board's decision, whichever is later. How to file. Checked September 23, 2026 against state law, because Madison County does not restate them on its own pages.
How Missouri's appeal process works, including the next level if the first one turns you down.
Missouri rules from primary state sources, reviewed September 7, 2026; sources on the Missouri page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Madison County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Missouri income tax
Brackets, standard deduction and what Missouri actually taxes.
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Sales tax in Madison County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Madison County, Missouri: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.