Property tax in Morgan County, Missouri
In Morgan County, the property tax bill comes from the Morgan County Collector. The 2026 bill is due December 31, 2026. You can look up and pay the bill on the county's own payment page. Taken from Morgan County's own pages, checked September 23, 2026.
The median property tax bill in Morgan County, Missouri is $1,082 a year, which is about 0.56% of the county's median home value of $194,400. That effective rate is lower than the typical Missouri county (0.7%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Morgan County, and how do you pay it?
The bill comes from the Morgan County Collector. The value it is based on is set by a separate office, the Morgan County Assessor, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.
Real estate bills are mailed to the owner of record as of January 1. If you bought a home during the year, contact the Collector's office so the bill comes to you rather than the previous owner. If your taxes are escrowed, your lender must ask the Collector for the bill by September 15; otherwise it is mailed to you and you must pass it to the lender. Card payments online carry a processor fee of 2.45% ($1.95 minimum) that the county does not receive; installment payments cannot be made by card. The Collector cannot change a tax statement without the Assessor, and no changes are made after December 15.
When are property taxes due in Morgan County?
For the 2026 bill, Morgan County has one due date: December 31, 2026. Taxes must be paid by December 31 or postmarked no later than December 31 to avoid late charges; December 31, 2026 is a Thursday. Online payments should be made before midnight December 31, and the county warns the online system is not guaranteed to be available, so do not leave it to the last minute. Not receiving a bill does not excuse the tax, and any delinquent taxes from earlier years must be paid before the current year's taxes. A free quarterly plan lets you prepay next year's real estate taxes in March, June and September, with the balance due by December 31; call the Collector's office at 573-378-5370 to enroll. Taxes not paid or postmarked by December 31 are delinquent on January 1. Missouri law then adds a penalty of up to 2% a month, capped at 18% a year (RSMo 140.100), and a 9% collection fee on the delinquent tax (RSMo 52.290). Real estate with three years of delinquent taxes must be offered at the county's delinquent tax sale, held each year on the fourth Monday in August.
From Morgan County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.
Estimate the property tax on a home in Morgan County
Enter a home's market value for a ballpark at Morgan County's average effective rate of 0.56% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $1,089 / year
Property tax in Morgan County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $1,082 |
| Median home value | $194,400 |
| Effective tax rate | 0.56% |
| Typical Missouri county rate | 0.7% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Morgan County compare in Missouri?
Among Missouri's 115 counties, Morgan County has the 91st highest effective property-tax rate: 90 rank higher and 24 rank lower. That is on the lower side for Missouri. Nationally, it ranks 2417th of 3135 US counties by effective rate. See every Missouri county ranked.
How much do homeowners in Morgan County actually pay?
The median is only the middle bill. Across Morgan County's 6,931 owner-occupied homes, 8.2% pay $3,000 or more a year in property tax, 19.8% pay at least $2,000, and 36.9% pay under $800. Another 3.8% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 2,557 | 36.9% |
| $800 to $1,499 | 1,747 | 25.2% |
| $1,500 to $1,999 | 995 | 14.4% |
| $2,000 to $2,999 | 805 | 11.6% |
| $3,000 or more | 565 | 8.2% |
| No property tax paid | 262 | 3.8% |
Owners with a mortgage pay a median of $1,210 and owners without one pay $896. Owners who have paid off a home have usually held it longer, and in states that cap how fast an existing owner's assessment can rise, long-held homes carry lower assessed values. Census table B25103.
How does the Morgan County property tax bill compare with local incomes?
The median property tax bill of $1,082 is about 1.7% of the median income of Morgan County homeowner households, $63,222 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 79.7% of Morgan County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Morgan County?
The survey cannot tell. The median bill was $971 in 2015-2019 and $1,082 in 2020-2024, but that $111 difference is inside the Census's own margin of error for a county this size, so it could be sampling noise rather than a real change.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Morgan County
Morgan County borders 6 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Pettis County, MO | 0.78% | $1,289 | $166,300 |
| Moniteau County, MO | 0.68% | $1,245 | $181,900 |
| Cooper County, MO | 0.66% | $1,334 | $203,500 |
| Miller County, MO | 0.57% | $1,102 | $192,600 |
| Morgan County, MO (this county) | 0.56% | $1,082 | $194,400 |
| Benton County, MO | 0.53% | $937 | $177,900 |
| Camden County, MO | 0.47% | $1,426 | $305,400 |
How is a home assessed in Morgan County?
Missouri assesses homes at 19% of market value in every county, Morgan County included. How Missouri assesses and reappraises homes.
Is there a homestead exemption in Morgan County?
No. Missouri has no general homestead exemption; relief comes through the income-tested Property Tax Credit and the county-option senior freeze. That is the Missouri rule, and it applies in Morgan County. Missouri's exemptions and relief programs in full.
On top of the Missouri programs, Morgan County runs its own:
- Senior property tax relief (Ordinance 2024-1): On December 31, 2024 the County Commission approved Ordinance 2024-1 on property tax relief for seniors, adopting the senior real estate tax credit that Missouri law lets counties offer to homeowners 62 or older who live in and pay tax on their home. The county has not published who administers it or how and when to apply; ask the Assessor's office at 573-378-5459.
How to appeal your Morgan County property assessment
In Morgan County you appeal to the Morgan County Board of Equalization (the County Clerk serves as its secretary). The deadline: Take evidence of your home's market value to the Assessor's office first. Missouri law requires appeals to the Board of Equalization to be lodged on or before the second Monday in July (July 13, 2026 for the 2026 assessment, now passed); the county's own page does not restate that date. The Board begins hearing appeals on the third Monday of July; call the County Clerk at 573-378-5436 to make an appointment. A further appeal to the Missouri State Tax Commission is due by September 30 or 30 days after the Board's final action, whichever is later. How to file. Checked September 23, 2026 against state law, because Morgan County does not restate them on its own pages.
How Missouri's appeal process works, including the next level if the first one turns you down.
Missouri rules from primary state sources, reviewed September 7, 2026; sources on the Missouri page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Morgan County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Missouri income tax
Brackets, standard deduction and what Missouri actually taxes.
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Sales tax in Morgan County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Morgan County, Missouri: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.