Property tax in Northumberland County, Virginia
In Northumberland County, the property tax bill comes from the Northumberland County Treasurer's Office. The 2026 bill is due November 5, 2026. You can look up and pay the bill on the county's own payment page. Taken from Northumberland County's own pages, checked September 23, 2026.
The median property tax bill in Northumberland County, Virginia is $1,645 a year, which is about 0.47% of the county's median home value of $346,800. That effective rate is lower than the typical Virginia county (0.6%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Northumberland County, and how do you pay it?
The bill comes from the Northumberland County Treasurer's Office. The value it is based on is set by a separate office, the Northumberland County Commissioner of the Revenue, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.
The Commissioner of the Revenue assesses property and handles the elderly and disabled relief; the Treasurer sends the bills and collects. 2026 values come from a countywide reassessment. The Treasurer lists the county real estate rate as $0.51 per $100 of assessed value as of July 1, 2026. Property inside the Town of Kilmarnock, which lies partly in Northumberland County, also gets a separate town real estate bill, mailed in November and due in December. The county has no payment page of its own: its online payment link opens the general home page of Official Payments, a payment processor, and the Treasurer's page gives the mailing address and office hours for paying by mail or in person.
When are property taxes due in Northumberland County?
For the 2026 bill, Northumberland County has one due date: November 5, 2026. Real estate and personal property taxes are both paid in one annual bill due on or before November 5. November 5, 2026 is a Thursday. Tax not paid by November 5 is charged a penalty of 10% of the tax past due, never more than the tax itself. Interest of 10% a year on the unpaid tax and penalty starts the day after the due date. The Treasurer may waive penalty and interest when a late payment was not the taxpayer's fault.
From Northumberland County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.
Estimate the property tax on a home in Northumberland County
Enter a home's market value for a ballpark at Northumberland County's average effective rate of 0.47% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $1,630 / year
Property tax in Northumberland County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $1,645 |
| Median home value | $346,800 |
| Effective tax rate | 0.47% |
| Typical Virginia county rate | 0.6% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Northumberland County compare in Virginia?
Among Virginia's 133 counties, Northumberland County has the 121st highest effective property-tax rate: 120 rank higher and 12 rank lower. That places it among the least taxed counties in the state. Nationally, it ranks 2742nd of 3135 US counties by effective rate. See every Virginia county ranked.
How much do homeowners in Northumberland County actually pay?
The median is only the middle bill. Across Northumberland County's 4,854 owner-occupied homes, 18.7% pay $3,000 or more a year in property tax, 40.6% pay at least $2,000, and 19.4% pay under $800. Another 2.1% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 942 | 19.4% |
| $800 to $1,499 | 1,269 | 26.1% |
| $1,500 to $1,999 | 572 | 11.8% |
| $2,000 to $2,999 | 1,063 | 21.9% |
| $3,000 or more | 907 | 18.7% |
| No property tax paid | 101 | 2.1% |
Owners with a mortgage pay a median of $1,700 and owners without one pay $1,573. That is within 10% either way, so in Northumberland County paying off the house does not go with a noticeably different bill. Census table B25103.
How does the Northumberland County property tax bill compare with local incomes?
The median property tax bill of $1,645 is about 2.4% of the median income of Northumberland County homeowner households, $68,226 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 86.1% of Northumberland County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Northumberland County?
Yes. The median bill went from $1,317 in 2015-2019 to $1,645 in 2020-2024, a 24.9% rise. Over the same span the median home value moved 18.5%, from $292,600 to $346,800. Bills rose faster than values, which usually means local rates went up or an exemption shrank.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Northumberland County
Northumberland County borders 6 counties, 2 of them across the state line.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Somerset County, MD | 0.92% | $1,591 | $173,200 |
| St. Mary's County, MD | 0.84% | $3,424 | $407,600 |
| Westmoreland County, VA | 0.6% | $1,628 | $269,600 |
| Richmond County, VA | 0.56% | $1,290 | $231,500 |
| Accomack County, VA | 0.48% | $985 | $204,300 |
| Lancaster County, VA | 0.48% | $1,558 | $327,000 |
| Northumberland County, VA (this county) | 0.47% | $1,645 | $346,800 |
How is a home assessed in Northumberland County?
Virginia assesses homes at 100% of market value in every county, Northumberland County included. How Virginia assesses and reappraises homes.
Is there a homestead exemption in Northumberland County?
No. Virginia has no general homestead exemption; relief is limited to the elderly and disabled, disabled veterans, and surviving spouses of service members and first responders killed in the line of duty. That is the Virginia rule, and it applies in Northumberland County. Virginia's exemptions and relief programs in full.
On top of the Virginia programs, Northumberland County runs its own:
- Tax Relief for the Elderly and Disabled: For an owner-occupant who is 65 or older, or permanently and totally disabled, with household income of $20,000 or less and net worth of $100,000 or less (not counting the home and one acre): the county exempts 100% of the real estate tax for income under $14,000, 80% up to $16,000, 60% up to $18,000 and 40% up to $20,000, never more than $400 a year. An affidavit or a no-change certification is filed with the Commissioner of the Revenue every year. Apply by May 1 (filing opens February 1).
How to appeal your Northumberland County property assessment
In Northumberland County you appeal to the Northumberland County Board of Equalization. The deadline: For the 2026 reassessment, owners had to schedule a hearing with the Board of Equalization by 4 p.m. on April 15, 2026, for hearings held April 6 through May 11, 2026. How to file. Checked September 23, 2026 against the official appeal rules.
How Virginia's appeal process works, including the next level if the first one turns you down.
Virginia rules from primary state sources, reviewed September 7, 2026; sources on the Virginia page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Northumberland County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Virginia income tax
Brackets, standard deduction and what Virginia actually taxes.
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Sales tax in Northumberland County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Northumberland County, Virginia: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.