Property tax in Westmoreland County, Virginia
In Westmoreland County, the property tax bill comes from the Westmoreland County Treasurer. The 2026 bill is due December 5, 2026. You can look up and pay the bill on the county's own payment page. Taken from Westmoreland County's own pages, checked September 23, 2026.
The median property tax bill in Westmoreland County, Virginia is $1,628 a year, which is about 0.6% of the county's median home value of $269,600. That effective rate is about the same as the typical Virginia county (0.6%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Westmoreland County, and how do you pay it?
The bill comes from the Westmoreland County Treasurer. The value it is based on is set by a separate office, the Westmoreland County Commissioner of the Revenue, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.
The Commissioner of the Revenue assesses property and handles the elderly and disabled exemption; the Treasurer sends the bills and collects. The county has no payment page of its own: its online payment link opens Official Payments, a payment processor, and the Treasurer's page gives the mailing address for paying by mail or in person. Checks are payable to Treasurer, Westmoreland County. Property inside the Town of Colonial Beach also gets a separate town real estate bill, paid in two halves due June 5 and December 5.
When are property taxes due in Westmoreland County?
For the 2026 bill, Westmoreland County has one due date: December 5, 2026. Real estate and personal property tax bills are mailed in September and paid in one annual payment due by December 5. In 2026 December 5 is a Saturday. Virginia law lets a payment due on a weekend under a local ordinance be made on the next business day, which is Monday, December 7, 2026, but the county has not announced a 2026 date, so paying by Friday, December 4 is the safe choice. Tax not paid by December 5 is charged a penalty of 10%, which is not imposed if the late payment was not in any way the taxpayer's fault. A delinquent bill collected more than 30 days after a notice of delinquency also carries an administrative fee of up to $30 per bill ($35 after a court judgment), plus any collection agency or attorney fees of up to 20%.
From Westmoreland County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.
Estimate the property tax on a home in Westmoreland County
Enter a home's market value for a ballpark at Westmoreland County's average effective rate of 0.6% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $1,618 / year
Property tax in Westmoreland County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $1,628 |
| Median home value | $269,600 |
| Effective tax rate | 0.6% |
| Typical Virginia county rate | 0.6% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Westmoreland County compare in Virginia?
Among Virginia's 133 counties, Westmoreland County has the 69th highest effective property-tax rate: 68 rank higher and 64 rank lower. That is near the middle for Virginia. Nationally, it ranks 2284th of 3135 US counties by effective rate. See every Virginia county ranked.
How much do homeowners in Westmoreland County actually pay?
The median is only the middle bill. Across Westmoreland County's 6,524 owner-occupied homes, 20.6% pay $3,000 or more a year in property tax, 42.4% pay at least $2,000, and 20% pay under $800.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 1,304 | 20% |
| $800 to $1,499 | 1,770 | 27.1% |
| $1,500 to $1,999 | 637 | 9.8% |
| $2,000 to $2,999 | 1,421 | 21.8% |
| $3,000 or more | 1,342 | 20.6% |
| No property tax paid | 50 | 0.8% |
Owners with a mortgage pay a median of $1,675 and owners without one pay $1,526. That is within 10% either way, so in Westmoreland County paying off the house does not go with a noticeably different bill. Census table B25103.
How does the Westmoreland County property tax bill compare with local incomes?
The median property tax bill of $1,628 is about 2.2% of the median income of Westmoreland County homeowner households, $73,243 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 80.1% of Westmoreland County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Westmoreland County?
Yes. The median bill went from $1,199 in 2015-2019 to $1,628 in 2020-2024, a 35.8% rise. Over the same span the median home value moved 35.4%, from $199,100 to $269,600.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Westmoreland County
Westmoreland County borders 6 counties, 2 of them across the state line.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Charles County, MD | 1.01% | $4,339 | $428,500 |
| St. Mary's County, MD | 0.84% | $3,424 | $407,600 |
| Westmoreland County, VA (this county) | 0.6% | $1,628 | $269,600 |
| Essex County, VA | 0.57% | $1,348 | $238,100 |
| Richmond County, VA | 0.56% | $1,290 | $231,500 |
| King George County, VA | 0.53% | $2,254 | $428,300 |
| Northumberland County, VA | 0.47% | $1,645 | $346,800 |
How is a home assessed in Westmoreland County?
Virginia assesses homes at 100% of market value in every county, Westmoreland County included. How Virginia assesses and reappraises homes.
Is there a homestead exemption in Westmoreland County?
No. Virginia has no general homestead exemption; relief is limited to the elderly and disabled, disabled veterans, and surviving spouses of service members and first responders killed in the line of duty. That is the Virginia rule, and it applies in Westmoreland County. Virginia's exemptions and relief programs in full.
On top of the Virginia programs, Westmoreland County runs its own:
- Real Estate Exemption for Elderly and Disabled Homeowners: For an owner who is 65 or older, or permanently and totally disabled, and lives in the home as their sole dwelling, with household income of $30,000 or less and net worth of $60,000 or less (not counting the home and up to one acre): the county exempts 100% of the real estate tax for income under $21,000, 80% up to $23,000, 60% up to $25,000 and 40% up to $30,000, never more than $425 a year. An affidavit is filed with the Commissioner of the Revenue every year. Apply by April 1 (filing opens February 1).
How to appeal your Westmoreland County property assessment
In Westmoreland County you appeal to the Westmoreland County Commissioner of the Revenue (for errors in an assessment), then the Westmoreland County Circuit Court. The deadline: Questions about an assessed value go first to the Commissioner of the Revenue. Under Virginia law (Code of Virginia sections 58.1-3980 and 58.1-3984), an owner may ask the Commissioner to correct an assessment error, or apply to the Circuit Court, within three years from the last day of the tax year the assessment is for, or within one year from the date of the assessment, whichever is later. A Board of Equalization hears appeals only after a general reassessment, and the county has not published a current Board of Equalization schedule. How to file. Checked September 23, 2026 against state law, because Westmoreland County does not restate them on its own pages.
How Virginia's appeal process works, including the next level if the first one turns you down.
Virginia rules from primary state sources, reviewed September 7, 2026; sources on the Virginia page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Westmoreland County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Virginia income tax
Brackets, standard deduction and what Virginia actually taxes.
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Sales tax in Westmoreland County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Westmoreland County, Virginia: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.