Property tax in Richmond County, Virginia
In Richmond County, the property tax bill comes from the Richmond County Treasurer's Office. The 2026 bill is due December 5, 2026. You can look up and pay the bill on the county's own payment page. Taken from Richmond County's own pages, checked September 23, 2026.
The median property tax bill in Richmond County, Virginia is $1,290 a year, which is about 0.56% of the county's median home value of $231,500. That effective rate is lower than the typical Virginia county (0.6%) and lower than the national median (0.81%). These are American Community Survey 5-year estimates (2024); your own bill depends on your home's assessed value and any exemptions.
Who sends the property tax bill in Richmond County, and how do you pay it?
The bill comes from the Richmond County Treasurer's Office. The value it is based on is set by a separate office, the Richmond County Commissioner of the Revenue, which is who to ask if the value looks wrong. For how to look up and pay the bill, go to the county's own payment information.
Richmond County in Virginia's Northern Neck is not the City of Richmond, which has its own tax office. The Treasurer bills and collects; the Commissioner of the Revenue keeps real estate ownership records and handles relief. Values come from a general reassessment done every four to five years by a contracted appraisal firm, most recently effective January 1, 2024. Property inside the Town of Warsaw also owes a town real estate tax; the town sets its own rate, so ask the town about that bill. Online and phone payments carry a convenience fee.
When are property taxes due in Richmond County?
For the 2026 bill, Richmond County has one due date: December 5, 2026. Real estate is billed once a year. December 5, 2026 is a Saturday. The county's pages do not restate a weekend rule, but Virginia law lets a payment due on a Saturday, Sunday or legal holiday be made on the next business day, so a payment made on Monday, December 7, 2026 is on time. A mailed payment is on time if postmarked on or before the due date. A 10% late payment penalty is added the day after the due date. Interest at 10% a year is charged starting January 1. Not receiving a bill does not excuse the penalty or interest.
From Richmond County's published schedule, checked September 23, 2026. If a date falls on a weekend or holiday, the county's own rules on the next business day apply.
Estimate the property tax on a home in Richmond County
Enter a home's market value for a ballpark at Richmond County's average effective rate of 0.56% (Census). The real bill depends on the home's assessed value, the millage where it sits and any exemptions.
Estimated property tax: $1,296 / year
Property tax in Richmond County at a glance
| Measure | Value |
|---|---|
| Median annual property tax | $1,290 |
| Median home value | $231,500 |
| Effective tax rate | 0.56% |
| Typical Virginia county rate | 0.6% |
| National median county rate | 0.81% |
Effective rate = median real estate taxes paid divided by median home value. Source: U.S. Census Bureau, American Community Survey 5-year estimates.
How does Richmond County compare in Virginia?
Among Virginia's 133 counties, Richmond County has the 87th highest effective property-tax rate: 86 rank higher and 46 rank lower. That is on the lower side for Virginia. Nationally, it ranks 2436th of 3135 US counties by effective rate. See every Virginia county ranked.
How much do homeowners in Richmond County actually pay?
The median is only the middle bill. Across Richmond County's 2,372 owner-occupied homes, 4.2% pay $3,000 or more a year in property tax, 20.7% pay at least $2,000, and 22.4% pay under $800. Another 3.2% report paying no property tax at all, which usually means an exemption covers the whole bill.
| Annual bill | Homes | Share |
|---|---|---|
| Under $800 | 531 | 22.4% |
| $800 to $1,499 | 898 | 37.9% |
| $1,500 to $1,999 | 376 | 15.9% |
| $2,000 to $2,999 | 392 | 16.5% |
| $3,000 or more | 99 | 4.2% |
| No property tax paid | 76 | 3.2% |
Owners with a mortgage pay a median of $1,293 and owners without one pay $1,282. That is within 10% either way, so in Richmond County paying off the house does not go with a noticeably different bill. Census table B25103.
How does the Richmond County property tax bill compare with local incomes?
The median property tax bill of $1,290 is about 1.9% of the median income of Richmond County homeowner households, $68,359 a year. That compares two middles, so a retiree in a long-held home can pay a far larger share. 74.7% of Richmond County's occupied homes are lived in by their owners; renters pay property tax too, just folded into rent.
Have property taxes gone up in Richmond County?
The survey cannot tell. The median bill was $1,121 in 2015-2019 and $1,290 in 2020-2024, but that $169 difference is inside the Census's own margin of error for a county this size, so it could be sampling noise rather than a real change.
Two Census ACS 5-year periods with no survey years in common, in each period's own dollars. A change counts only if it exceeds the combined 90% margin of error.
Property tax in counties next to Richmond County
Richmond County borders 5 counties.
| County | Effective rate | Median bill | Median home value |
|---|---|---|---|
| Westmoreland County, VA | 0.6% | $1,628 | $269,600 |
| Essex County, VA | 0.57% | $1,348 | $238,100 |
| Richmond County, VA (this county) | 0.56% | $1,290 | $231,500 |
| Middlesex County, VA | 0.5% | $1,778 | $352,200 |
| Lancaster County, VA | 0.48% | $1,558 | $327,000 |
| Northumberland County, VA | 0.47% | $1,645 | $346,800 |
How is a home assessed in Richmond County?
Virginia assesses homes at 100% of market value in every county, Richmond County included. How Virginia assesses and reappraises homes.
Is there a homestead exemption in Richmond County?
No. Virginia has no general homestead exemption; relief is limited to the elderly and disabled, disabled veterans, and surviving spouses of service members and first responders killed in the line of duty. That is the Virginia rule, and it applies in Richmond County. Virginia's exemptions and relief programs in full.
On top of the Virginia programs, Richmond County runs its own:
- Tax relief for the elderly and disabled: For an owner who is 65 or older, or permanently and totally disabled, by December 31 of the prior year and lives in the home as the only dwelling, with household income of $27,000 or less (the first $4,000 of each other occupant's income, not the spouse's, is left out) and net worth of $100,000 or less not counting the home and one acre. The county's page does not say how much of the tax is relieved, and no application is approved if taxes on the property are still delinquent on August 1. Apply by May 1 (applications open February 1; file every year).
How to appeal your Richmond County property assessment
In Richmond County you appeal to the Richmond County Commissioner of the Revenue (administrative appeal), then the Richmond County Circuit Court. The deadline: An owner who believes the Commissioner of the Revenue made an error in the assessment can apply to the Commissioner within three years after the end of the tax year assessed, or within one year of the assessment, whichever is later; the Commissioner answers in writing within 90 days. An owner can also apply to the Circuit Court within the same three year or one year window. A Board of Equalization sits only after a general reassessment, and the last one took effect January 1, 2024. How to file. Checked September 23, 2026 against the official appeal rules.
How Virginia's appeal process works, including the next level if the first one turns you down.
Virginia rules from primary state sources, reviewed September 7, 2026; sources on the Virginia page.
Work out your own numbers
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How much house can I afford?
Your income, debts and down payment against the 28/36 rule lenders actually use, with Richmond County's tax rate to hand.
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Mortgage calculator
Monthly payment with principal, interest, tax and insurance, plus what an extra payment saves you.
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Virginia income tax
Brackets, standard deduction and what Virginia actually taxes.
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Sales tax in Richmond County
The other local tax: combined state and local rate for this county.
Sources
- Median real estate taxes paid and median home value for Richmond County, Virginia: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), tables B25103, B25077, B25102, B25119 and B25003; the five-year comparison uses the 2015-2019 estimates. Neighboring counties: Census county adjacency file.